Getting Cash Without Using An ATM:
– Send Money To Yourself Online & Pick It Up Locally
With so many overseas workers now sending money home to their families, there are lots of local cash pick up points to collect these funds.
By tapping into this network, you can use your ATM card (debit/credit) or bank details to securely send yourself funds online through a reputable International money transfer service. See below for online services that have partnerships with domestic money transfer agents where you can pick up your money within a few hours.
This means when there’s no ATM you can still withdraw cash within a few hours, and what’s more, it’s often more convenient, safe and cheaper than paying ATM withdrawal fees.
Option 1: World Remit
Check HERE to see if there is a local authorized cash pick-up point where you are (In The Maldives, this is any branch of the Maldives Post network).
If there’s a branch locally, then download the World Remit App HERE.
Make your transfer and use the promo code ‘FREE’ to get your first transfer FEE-FREE!
They also offer £5 cashback once you send £50 or more by signing up using refer a friend code MARKT64
Option 2: Ria Money Transfer, Panda Remit, Sendwave & Transfergo
Ria Money Transfer, Panda Remit, Sendwave & Transfergo all work the same way as WorldRemit.
Explore what transfer you may make and what options you have to pick up cash somewhere close by.
Follow this link for Ria Money Transfer, this link for Panda Remit, this link for Sendwave and this link for Transfergo and
This may involve making an account / downloading their app.
Option 3 :
Moneygram and Western Union also offer similar services but can be a little pricier.
Sending Money To A Bank Account Instead
Option 1: World Remit
You can also use the above method to quickly transfer money to an overseas bank account, perhaps to pay for your accommodation or an activity.
For more information visit this FAQs section.
Option 2: Wise (formerly TransferWise)
This another service that also offers bank transfers. If you are new to the service, and follow THIS LINK, you will automatically pay NO FEES on your first transfer of up to £500 (or the equivalent amount in any other currency).
Arguably the best thing about them is that they give you the mid-market rate on the currency exchange, so it’s much cheaper than a traditional bank to bank wire transfer. You won’t need any SWIFT or IBAN numbers, just the name of the account holder, their account number, the bank name and branch location.
Option 3 : Xe Money Transfer or OFX
Xe Money Transfer have a handy app for converting currencies quickly. You can also send money directly through their app. Follow this link to see options.
OFX also offer bank to bank transfer, either through their website or app. Follow this link for more info.
You may also find it helpful to check out our useful Travel Money Tips
*** send yourself money online ***