If you are traveling in Asia and having issues with the ATMs there, then you’ve come to the right place.
Getting Cash Without Using The ATMs In Asia:
– Send Money To Asia & Pick It Up Locally
If there are no ATMs close by or the ATMs in Asia are not working with your card, check our guides which show you how to send yourself money online and pick it up at an authorized local cash pick up point. Also useful if you want to avoid paying ATM fees / make larger withdrawals.
It is a very similar process to buying something online with your debit card and is probably the quickest way to send money to yourself in Asia.
– Destination Specific Guides
Check out our Country Specific Guides for when there’s no ATM or you’re having problems with ATMs in Asia:
ATMs in Armenia don’t usually pose any challenges for travelers, however if you are having difficulties anywhere there’s a simple solution to withdrawing your money outlined below.
If there are no ATMs close by or the ATMs in Armenia are not working with your card, check back here for our guide about how to send yourself money online and pick it up at an authorized local cash pick up point.
It is a very similar process to buying something on the internet with your debit card and is probably the quickest way to send yourself money online to Armenia.
What’s more, it’s convenient, safe and cheaper than paying high ATM withdrawal fees allowing you to transfer more than the maximum ATM limit.
As this method is especially useful in Alaverdi, we have provided a separate guide for this (click link for destination specific guide):
If you’re looking for a different destination, follow the general Armenia guide below.
Here are two useful links to find the nearest ATMs in Armenia : Visa / MasterCard
Armenia ATM Fees & General Information
Many ATMs in Armenia charge fees. Expect to pay around 2% of the overall transaction amount. You will also probably get charged a fee by your own bank.
Having a Wise (formerly TransferWise) MasterCard can help reduce your home bank fees and gives a great exchange rate on purchases. With their borderless account / card you can hold your money in more than 40 currencies and use the debit card to get your cash out with low conversion fees and zero transaction fees. Click here for more info.
Major hotels take debit/credit cards, but cheaper accommodations, tourist sites and restaurants tend to only take cash. It’s best to have small denominations as change can be a problem in smaller businesses.
You’ll find Visa is the most commonly accepted card at ATMs in Armenia, though there are an increasing number that also accept Cirrus/MasterCard.
Whilst ATM fraud in Armenia is not very common it may be worth checking out our Travel Money Tips for what to look out for if you’re concerned about this. It also covers more general information covering pre-trip planning, fees, scams, and general safety.
Getting Cash Without Using The ATMs In Armenia:
– Send Money To Armenia & Pick Cash Up Locally
With so many overseas workers now sending money home to their families, there are lots of local cash pick up points to collect these funds.
By tapping into this network, you can use your ATM card (debit/credit) or bank details to securely send yourself funds online through a reputable International money transfer service. See below for online services that have partnerships with domestic money transfer agents in Armenia where you can pick up your money within a few hours.
This means when there’s no ATM you can still withdraw cash within a few hours, and what’s more, it’s often more convenient, safe and cheaper than paying ATM withdrawal fees.
Check HERE to see if there is a local authorized cash pick-up point where you are. In Armenia, this is any branch of VTB Bank.
If there’s a branch locally, then download the World Remit App HERE. Make your transfer and use the promo code ‘FREE’ to get your first transfer FEE-FREE!
They also offer £5 cashback once you send £50 or more by signing up using refer a friend code MARKT64
This another service that also offers bank transfers. If you are new to the service, and follow THIS LINK, you will automatically pay NO FEES on your first transfer of up to £500 (or the equivalent amount in any other currency). Arguably the best thing about them is that they give you the mid-market rate on the currency exchange, so it’s much cheaper than a traditional bank to bank wire transfer. You won’t need any SWIFT or IBAN numbers, just the name of the account holder, their account number, the bank name and branch location.
Xe Money Transfer have a handy app for converting currencies quickly. You can also send money directly through their app. Follow this link to see options.
OFX also offer bank to bank transfer, either through their website or app. Follow this link for more info.
We update this guide every month or so, however, if you have any feedback to help keep this guide up-to-date or make it more comprehensive and easier for others to follow, please Message us on Facebook
ATMs in Belarus don’t usually pose any challenges, however if there are no ATMs nearby or the ATMs in Belarus are not working with your card, check back here for our guide below.
It explains how you can send yourself money online and pick it up at an authorized local cash pick up point. This is also useful if you want to avoid paying ATM fees / withdraw more than ATM limits allow.
Being a very similar process to buying something online with your debit card, it is probably the quickest way to send money to yourself in Belarus.
Belarus ATM Fees & General Information
Most ATMs in Belarus charge a withdrawal fee. You will also probably get charged a fee by your own bank.
Having a Wise (formerly TransferWise) MasterCard can help reduce your home bank fees and gives a great exchange rate on purchases. With their borderless account / card you can hold your money in more than 40 currencies and use the debit card to get your cash out with low conversion fees and zero transaction fees. Click here for more info.
Withdrawal limits depend on the bank, and are generally around 200 USD. This means multiple transactions are often needed and transaction fees can mount up.
Major hotels take debit/credit cards, but cheaper accommodations, tourist sites and smaller restaurants tend to only take cash.
You’ll find Visa is the most commonly accepted card at ATMs in Belarus, however there are an increasing number that also accept Cirrus/MasterCard.
Unfortunately, ATM fraud in Belarus is not uncommon….. Check out our Travel Money Tips for what to look out for with regards to Skimmers and more general information covering pre-trip planning, fees, scams, and general safety.
Getting Cash Without Using The ATMs In The Maldives:
– Send Money To The Maldives & Pick Cash Up Locally
With so many overseas workers now sending money home to their families, there are lots of local cash pick up points to collect these funds.
By tapping into this network, you can use your ATM card (debit/credit) or bank details to securely send yourself funds online through a reputable International money transfer service. See below for online services that have partnerships with domestic money transfer agents in The Maldives where you can pick up your money within a few hours.
This means when there’s no ATM you can still withdraw cash within a few hours, and what’s more, it’s often more convenient, safe and cheaper than paying ATM withdrawal fees.
As this guide is particularly useful in Gomel Oblast, we have a specific guide for this area:
If the destination you’re looking for is not covered in our Golden Ring guide, follow the Belarus country guide below, which provides instructions on how you can still withdraw money if there’s no ATM or the ATM is not working where you are.
Check HERE to see if there is a nearby authorized cash pick-up point where your recipient can collect the money. In Belarus, this is any branch of Technobank and Fransabank.
If there’s a branch locally, then download the World Remit App HERE. Make your transfer and use the promo code ‘FREE’ to get your first transfer FEE-FREE!
They also offer £5 cashback once you send £50 or more by signing up using refer a friend code MARKT64
This another service that also offers bank transfers. If you are new to the service, and follow THIS LINK, you will automatically pay NO FEES on your first transfer of up to £500 (or the equivalent amount in any other currency). Arguably the best thing about them is that they give you the mid-market rate on the currency exchange, so it’s much cheaper than a traditional bank to bank wire transfer. You won’t need any SWIFT or IBAN numbers, just the name of the account holder, their account number, the bank name and branch location.
Xe Money Transfer have a handy app for converting currencies quickly. You can also send money directly through their app. Follow this link to see options.
OFX also offer bank to bank transfer, either through their website or app. Follow this link for more info.
We update this guide every month or so, however, if you have any feedback to help keep this guide up-to-date or make it more comprehensive and easier for others to follow, please Message us on Facebook
There’s no ATM in Sanahin, however there is still a way you can withdraw money.
Getting Cash Without Using The ATMs In Sanahin:
– Send Money To Sanahin & Pick Cash Up Locally
Whilst there is no ATM in Sanahin, one shop at the main square next to Sanahin Bridge exchanges money (at a poor rate).
Close by in Alaverdi there is an ATM machine, however this can be unreliable. Below we have put together a guide outlining an alternative method to withdraw money in Alaverdi if the ATM is broken, empty or not working with your card.
It is a very similar process to buying something on the internet with your debit card and is probably the quickest way to send yourself money online to Sanahin.
With so many overseas workers now sending money home to their families, there are lots of local cash pick up points to collect these funds.
By tapping into this network, you can use your ATM card (debit/credit) or bank details to securely send yourself funds online through a reputable International money transfer service. See below for online services that have partnerships with domestic money transfer agents in Sanahin where you can pick up your money within a few hours.
This means when there’s no ATM you can still withdraw cash within a few hours, and what’s more, it’s often more convenient, safe and cheaper than paying ATM withdrawal fees.
You can use your ATM card (debit/credit) or bank details to securely send yourself funds online through a reputable International money transfer service that has a partnership with VTB Bank in Alaverdi where you can pick up your money within a few hours.
In Alaverdi the local authorized cash pick-up point is close to Parisis B&B:
VTB Bank (Alaverdi)
Str. Dzhravazana, 2A
(+374 80) 00-87-87
Monday 09:15 – Friday 17:30
You can download the World Remit App HERE. Make your transfer and use the promo code ‘FREE’ to get your first transfer FEE-FREE!
They also offer £5 cashback once you send £50 or more by signing up using refer a friend code MARKT64
This another service that also offers bank transfers. If you are new to the service, and follow THIS LINK, you will automatically pay NO FEES on your first transfer of up to £500 (or the equivalent amount in any other currency). Arguably the best thing about them is that they give you the mid-market rate on the currency exchange, so it’s much cheaper than a traditional bank to bank wire transfer. You won’t need any SWIFT or IBAN numbers, just the name of the account holder, their account number, the bank name and branch location.
Xe Money Transfer have a handy app for converting currencies quickly. You can also send money directly through their app. Follow this link to see options.
OFX also offer bank to bank transfer, either through their website or app. Follow this link for more info.
We update this guide every month or so, however, if you have any feedback to help keep this guide up-to-date or make it more comprehensive and easier for others to follow, please Message us on Facebook
Is there an ATM In Mentawai ( Siberut / Sipora / Pagai )?
There is an ATM in Mentawai at Bank Negara, in Tua Pejat (North Sipora). However, it is known to be unreliable and many travelers still experience problems withdrawing cash.
If this includes you, there is another solution. You can still access your money whether you’re on Siberut, Sipora or Pagai, using our guide below. It explains how you can send yourself money online and pick it up at the local post office.
It is a very similar process to buying something on the internet with your debit card and is probably the quickest way to send yourself money online to Mentawai.
There’s also currently a promo code so you pay NO FEE on your first money transfer. What’s more, it’s convenient, safe and often cheaper than paying high ATM withdrawal fees allowing you to transfer more than the maximum ATM limit.
Unfortunately, ATM fraud in Indonesia is not uncommon….. Check out our Travel Money Tips for what to look out for and more general information covering pre-trip planning, fees, scams, and general safety.
It’s worth knowing that a Wise (formerly TransferWise) MasterCard can help reduce your home bank fees and gives a great exchange rate on purchases. With their borderless account / card you can hold your money in more than 40 currencies and use the debit card to get your cash out with low conversion fees and zero home transaction fees. Click here for more info.
Getting Cash Without Using The ATMs In Mentawai:
– Send Money To Mentawai & Pick Cash Up Locally
With so many overseas workers now sending money home to their families, there are lots of local cash pick up points to collect these funds.
By tapping into this network, you can use your ATM card (debit/credit) or bank details to securely send yourself funds online through a reputable International money transfer service. See below for online services that have partnerships with domestic money transfer agents in Mentawai where you can pick up your money within a few hours.
This means when there’s no ATM you can still withdraw cash within a few hours, and what’s more, it’s often more convenient, safe and cheaper than paying ATM withdrawal fees.
In all of these islands, the local authorized cash pick-up points where you can send your money to are branches of the Indonesian Post Office, Kantor Pos. The addresses for each follow, but it’s much easier to just ask where the nearest branch is or look on a google map:
On Siberut the address is: -Selatan, Muara Siberut, Siberut Sel., Kabupaten Kepulauan Mentawai, Sumatera Barat 25393, Indonesia On Sipora there are 2 branches: -Jl. Raya KM.2, Tuapejat, Sipora Utara, Kabupaten Kepulauan Mentawai, Sumatera Barat 25932, Indonesia -Sioban, South Sipora, Mentawai, West Sumatra 25932, Indonesia On North Pagai the address is: –Matobe, Sikakap, Kepulauan Mentawai, West Sumatra 25391, Indonesia
If there’s a branch locally, then download the World Remit App HERE. Make your transfer and use the promo code ‘FREE’ to get your first transfer FEE-FREE!
They also offer £5 cashback once you send £50 or more by signing up using refer a friend code MARKT64
ATMs in Samoa don’t usually pose any challenges, however if there are no ATMs nearby or the ATMs in Samoa are not working with your card, check back here for our guide below.
It explains how you can send yourself money online and pick it up at an authorized local cash pick up point. This is also useful if you want to avoid paying ATM fees / withdraw more than ATM limits allow.
Being a very similar process to buying something online with your debit card, it is probably the quickest way to send money to yourself in Samoa.
Samoa ATM Fees & General Information
Most ATMs in Samoa charge between 16 -20 Tala. You will also probably get charged a fee by your own bank.
Having a Wise (formerly TransferWise) MasterCard can help reduce your home bank fees and gives a great exchange rate on purchases. With their borderless account / card you can hold your money in more than 40 currencies and use the debit card to get your cash out with low conversion fees and zero transaction fees. Click here for more info.
Withdrawal limits depend on the bank, and are generally close to 2,000 Tala. This means multiple transactions are often needed and transaction fees can mount up.
Major hotels take debit/credit cards, but cheaper accommodations, tourist sites and smaller restaurants tend to only take cash.
You’ll find Visa is the most commonly accepted card at ATMs in Samoa, however there are an increasing number that also accept Cirrus/MasterCard.
Unfortunately, ATM fraud in Samoa is not uncommon….. Check out our Travel Money Tips for what to look out for with regards to Skimmers and more general information covering pre-trip planning, fees, scams, and general safety.
Getting Cash Without Using The ATMs In Samoa:
– Send Money To Samoa & Pick Cash Up Locally
With so many overseas workers now sending money home to their families, there are lots of local cash pick up points to collect these funds.
By tapping into this network, you can use your ATM card (debit/credit) or bank details to securely send yourself funds online through a reputable International money transfer service. See below for online services that have partnerships with domestic money transfer agents in Samoa where you can pick up your money within a few hours.
This means when there’s no ATM you can still withdraw cash within a few hours, and what’s more, it’s often more convenient, safe and cheaper than paying ATM withdrawal fees.
Check HERE to see if there is a local authorized cash pick-up point where you are. The following guide is useful when you are based in either of the following locations but none of the ATMs are working with your card! You can send yourself funds online and pick up cash from SPBD Microfinance, the local authorized cash pick-up partner:
Apia
SPBD Microfinance Samoa – Apia Br
SNPF Plaza, Beach Road
+685-20189, +685-7700801
Mon – Fri: 08:00am – 5:30pm
Salelologa
SPBD Microfinance Samoa – Salelologa Br
Cassanade Building
+685-51436, +685-7700801, +685-20189
Mon – Fri: 08:00am – 5:30pm
If there’s a branch locally, then download the World Remit App HERE. Make your transfer and use the promo code ‘FREE’ to get your first transfer FEE-FREE!
They also offer £5 cashback once you send £50 or more by signing up using refer a friend code MARKT64
This another service that also offers bank transfers. If you are new to the service, and follow THIS LINK, you will automatically pay NO FEES on your first transfer of up to £500 (or the equivalent amount in any other currency). Arguably the best thing about them is that they give you the mid-market rate on the currency exchange, so it’s much cheaper than a traditional bank to bank wire transfer. You won’t need any SWIFT or IBAN numbers, just the name of the account holder, their account number, the bank name and branch location.
Xe Money Transfer have a handy app for converting currencies quickly. You can also send money directly through their app. Follow this link to see options.
OFX also offer bank to bank transfer, either through their website or app. Follow this link for more info.
We update this guide every month or so, however, if you have any feedback to help keep this guide up-to-date or make it more comprehensive and easier for others to follow, please Message us on Facebook
ATMs in Tonga don’t usually pose any challenges, however if there are no ATMs nearby or the ATMs in Tonga are not working with your card, check back here for our guide below.
It explains how you can send yourself money online and pick it up at an authorized local cash pick up point. This is also useful if you want to avoid paying ATM fees / withdraw more than ATM limits allow.
Being a very similar process to buying something online with your debit card, it is probably the quickest way to send money to yourself in Tonga.
Tonga ATM Fees & General Information
Most ATMs in Tonga charge between 8 and 12 TOP. You will also probably get charged a fee by your own bank.
Having a Wise (formerly TransferWise) MasterCard can help reduce your home bank fees and gives a great exchange rate on purchases. With their borderless account / card you can hold your money in more than 40 currencies and use the debit card to get your cash out with low conversion fees and zero transaction fees. Click here for more info.
Withdrawal limits depend on the bank, and are generally around 1,000 TOP. This means multiple transactions are often needed and transaction fees can mount up.
Major hotels take debit/credit cards, but cheaper accommodations, tourist sites and smaller restaurants tend to only take cash.
You’ll find Visa is the most commonly accepted card at ATMs in Tonga, however there are an increasing number that also accept Cirrus/MasterCard.
Unfortunately, ATM fraud in Tonga is not uncommon….. Check out our Travel Money Tips for what to look out for with regards to Skimmers and more general information covering pre-trip planning, fees, scams, and general safety.
Getting Cash Without Using The ATMs In Tonga:
– Send Money To Tonga & Pick Cash Up Locally
With so many overseas workers now sending money home to their families, there are lots of local cash pick up points to collect these funds.
By tapping into this network, you can use your ATM card (debit/credit) or bank details to securely send yourself funds online through a reputable International money transfer service. See below for online services that have partnerships with domestic money transfer agents in Tonga where you can pick up your money within a few hours.
This means when there’s no ATM you can still withdraw cash within a few hours, and what’s more, it’s often more convenient, safe and cheaper than paying ATM withdrawal fees.
The following is useful when you are based in Nuku’alofa, Tongatapu but none of the ATMs are working with your card!
Branches of Tonga Post Limited are the local authorized cash pick-up partner. The Nuku’alofa branch is on Vuna Rd, Nuku’alofa, Tonga
If the branch is accessible, then download the World Remit App HERE. Make your transfer and use the promo code ‘FREE’ to get your first transfer FEE-FREE!
They also offer £5 cashback once you send £50 or more by signing up using refer a friend code MARKT64
This another service that also offers bank transfers. If you are new to the service, and follow THIS LINK, you will automatically pay NO FEES on your first transfer of up to £500 (or the equivalent amount in any other currency). Arguably the best thing about them is that they give you the mid-market rate on the currency exchange, so it’s much cheaper than a traditional bank to bank wire transfer. You won’t need any SWIFT or IBAN numbers, just the name of the account holder, their account number, the bank name and branch location.
Xe Money Transfer have a handy app for converting currencies quickly. You can also send money directly through their app. Follow this link to see options.
OFX also offer bank to bank transfer, either through their website or app. Follow this link for more info.
We update this guide every month or so, however, if you have any feedback to help keep this guide up-to-date or make it more comprehensive and easier for others to follow, please Message us on Facebook
ATMs in Cambodia don’t usually pose any challenges, however there are a few exceptions where we’ve heard of problems.
If there are no ATMs close by or the ATMs in Cambodia are not working with your card, check back here for our guide below. It explains how you can send yourself money online and pick it up at an authorized local cash pick up point. It is also useful if you want to avoid paying ATM fees / withdraw more than ATM limits allow.
It is a very similar process to buying something online with your debit card and is probably the quickest way to send money to yourself in Cambodia.
There may also be problems with ATMs in Kep & Koh Rong ( Sok San Beach, Coconut Beach and Palm Beach).
If you are having difficulties with the ATMs in Cambodia anywhere, follow the Cambodia country guide below.
Cambodia ATM Fees & General Information
Most ATMs in Cambodia charge between $4 – $6 USD. Note that ABA, ACLEDA, and Vattanak have the lowest fees, so they’re worth trying first. You will also probably get charged a fee by your own bank.
Having a Wise (formerly TransferWise) MasterCard can help reduce your home bank fees and gives a great exchange rate on purchases. With their borderless account / card you can hold your money in more than 40 currencies and use the debit card to get your cash out with low conversion fees and zero transaction fees. Click here for more info.
Withdrawal limits depend on the bank, but are mostly around the $500 mark. This means multiple transactions are often needed and withdrawal fees can mount up.
Major hotels take debit/credit cards, but cheaper accommodations, tourist sites and smaller restaurants tend to only take cash.
You’ll find Visa is the most commonly accepted card at ATMs in Cambodia (eg at Maybank), however there are an increasing number that also accept Cirrus/MasterCard.
Unfortunately, ATM fraud in Cambodia is not uncommon….. Check out our Travel Money Tips for what to look out for with regards to Skimmers and more general information covering pre-trip planning, fees, scams, and general safety.
Getting Cash Without Using The ATMs In Cambodia:
– Send Money To Cambodia & Pick Cash Up Locally
With so many overseas workers now sending money home to their families, there are lots of local cash pick up points to collect these funds.
By tapping into this network, you can use your ATM card (debit/credit) or bank details to securely send yourself funds online through a reputable International money transfer service. See below for online services that have partnerships with domestic money transfer agents in Cambodia where you can pick up your money within a few hours.
This means when there’s no ATM you can still withdraw cash within a few hours, and what’s more, it’s often more convenient, safe and cheaper than paying ATM withdrawal fees.
Check HERE to see if there is a local authorized cash pick-up point where you are. In Cambodia there are LOTS – if the list is too long to look through or difficult to navigate, simply ask around to find the nearest Wing Xpress agent or branch of Sacombank (Sai Gon Thuong Tin Bank (Cambodia) PLC) .
If there’s a branch locally, then download the World Remit App HERE. Make your transfer and use the promo code ‘FREE’ to get your first transfer FEE-FREE!
They also offer £5 cashback once you send £50 or more by signing up using refer a friend code MARKT64
This another service that also offers bank transfers. If you are new to the service, and follow THIS LINK, you will automatically pay NO FEES on your first transfer of up to £500 (or the equivalent amount in any other currency). Arguably the best thing about them is that they give you the mid-market rate on the currency exchange, so it’s much cheaper than a traditional bank to bank wire transfer. You won’t need any SWIFT or IBAN numbers, just the name of the account holder, their account number, the bank name and branch location.
Xe Money Transfer have a handy app for converting currencies quickly. You can also send money directly through their app. Follow this link to see options.
OFX also offer bank to bank transfer, either through their website or app. Follow this link for more info.
We update this guide every month or so, however, if you have any feedback to help keep this guide up-to-date or make it more comprehensive and easier for others to follow, please Message us on Facebook
ATMs in Georgia are not particularly known to pose many problems, however there can sometimes be issues with the computer links, or the machines can run out of money. Also, ATMs away from the cities can frequently reject your card or simply not work as they may dispense money exclusively to customers who have accounts there.
Unfortunately, ATM fraud in Georgia is not uncommon….. Check out our Travel Money Tips for what to look out for and more general information covering pre-trip planning, fees, scams, and general safety.
If there are no ATMs close by, the ATMs in Georgia are not working with your card, or you want to avoid using ATMs for whatever reason, check back here for our guide below. It explains how you can send yourself money online and pick it up at an authorized local cash pick up point.
It is a very similar process to buying something on the internet with your debit card and is probably the quickest way to send yourself money online to Georgia.
What’s more, it’s convenient, safe and cheaper than paying high ATM withdrawal fees allowing you to transfer more than the maximum ATM limit.
As this method is especially useful in certain places, we have provided separate guides for these (click link for destination specific guide):
Here are two useful links to find the nearest ATMs in Georgia : Visa / MasterCard
Georgia ATM Fees & General Information
Many ATMs in Georgia charge no fees. Some charge around 1% -2%, depending on the bank and whether you are withdrawing GEL or USD. You will also probably get charged a fee by your own bank.
Having a Wise (formerly TransferWise) MasterCard can help reduce your home bank fees and gives a great exchange rate on purchases. With their borderless account / card you can hold your money in more than 40 currencies and use the debit card to get your cash out with low conversion fees and zero transaction fees. Click here for more info.
Withdrawal limits depend on the bank, and it’s worth noting that in small villages, cash machines may have limited funds available.
Major hotels take debit/credit cards, but cheaper accommodations, tourist sites and restaurants tend to only take cash. It’s best to have small denominations as change can be a problem in smaller businesses.
You’ll find Visa and MasterCard are both accepted by ATMs in Georgia.
Getting Cash Without Using The ATMs In Georgia:
– Send Money To Georgia & Pick Cash Up Locally
With so many overseas workers now sending money home to their families, there are lots of local cash pick up points to collect these funds.
By tapping into this network, you can use your ATM card (debit/credit) or bank details to securely send yourself funds online through a reputable International money transfer service. See below for online services that have partnerships with domestic money transfer agents in Georgia where you can pick up your money within a few hours.
This means when there’s no ATM you can still withdraw cash within a few hours, and what’s more, it’s often more convenient, safe and cheaper than paying ATM withdrawal fees.
Check HERE to see if there is a local authorized cash pick-up point where you are (In Georgia, this is any branch of the Contact Network).
If there’s a branch locally, then download the World Remit App HERE. Make your transfer and use the promo code ‘FREE’ to get your first transfer FEE-FREE!
They also offer £5 cashback once you send £50 or more by signing up using refer a friend code MARKT64
This another service that also offers bank transfers. If you are new to the service, and follow THIS LINK, you will automatically pay NO FEES on your first transfer of up to £500 (or the equivalent amount in any other currency). Arguably the best thing about them is that they give you the mid-market rate on the currency exchange, so it’s much cheaper than a traditional bank to bank wire transfer. You won’t need any SWIFT or IBAN numbers, just the name of the account holder, their account number, the bank name and branch location.
Xe Money Transfer have a handy app for converting currencies quickly. You can also send money directly through their app. Follow this link to see options.
OFX also offer bank to bank transfer, either through their website or app. Follow this link for more info.
We update this guide every month or so, however, if you have any feedback to help keep this guide up-to-date or make it more comprehensive and easier for others to follow, please Message us on Facebook
As of July 2024 there’s more than one ATM in Mestia. However if none of them are working with your card, or you want to avoid using ATMs for whatever reason, check back here for our guide below. It explains how you can send yourself money online and pick it up at an authorized local cash pick up point.
It is a very similar process to buying something on the internet with your debit card and is probably the quickest way to send yourself money online to Mestia.
There’s also currently a promo code so you pay NO FEE on your first money transfer. What’s more, it’s convenient, safe and often cheaper than paying high ATM withdrawal fees allowing you to transfer more than the maximum ATM limit.
Unfortunately, ATM fraud in Georgia is not uncommon….. Check out our Travel Money Tips for what to look out for and more general information covering pre-trip planning, fees, scams, and general safety.
It’s worth knowing that a Wise (formerly TransferWise) MasterCard can help reduce your home bank fees and gives a great exchange rate on purchases. With their borderless account / card you can hold your money in more than 40 currencies and use the debit card to get your cash out with low conversion fees and zero home transaction fees. Click here for more info.
Getting Cash Without Using The ATMs In Mestia:
– Send Money To Mestia & Pick Cash Up Locally
With so many overseas workers now sending money home to their families, there are lots of local cash pick up points to collect these funds.
By tapping into this network, you can use your ATM card (debit/credit) or bank details to securely send yourself funds online through a reputable International money transfer service. See below for online services that have partnerships with domestic money transfer agents in Mestia where you can pick up your money within a few hours.
This means when there’s no ATM you can still withdraw cash within a few hours, and what’s more, it’s often more convenient, safe and cheaper than paying ATM withdrawal fees.
If you find the ATM in Mestia to be unreliable, you can simply use your ATM card (debit/credit) or bank details to quickly and securely send yourself funds online through a reputable International money transfer service that has a local partner in Mestia where you can pick up your money within a few hours.
In Mestia the local authorized cash pick-up points are:
12, tsaritsi tamari str. LIBERTY BANK, MESTIA BRANCH 09:30-17:30, Weekend: SA: 09:30 – 14:30
Str. t tsaritsi, 38 CREDO BANK, MO-FR: 9:30-17:30, Weekend: SB – SU: 10:00-12:00
If there’s a branch locally, then download the World Remit App HERE. Make your transfer and use the promo code ‘FREE’ to get your first transfer FEE-FREE!
They also offer £5 cashback once you send £50 or more by signing up using refer a friend code MARKT64
This another service that also offers bank transfers. If you are new to the service, and follow THIS LINK, you will automatically pay NO FEES on your first transfer of up to £500 (or the equivalent amount in any other currency). Arguably the best thing about them is that they give you the mid-market rate on the currency exchange, so it’s much cheaper than a traditional bank to bank wire transfer. You won’t need any SWIFT or IBAN numbers, just the name of the account holder, their account number, the bank name and branch location.
Xe Money Transfer have a handy app for converting currencies quickly. You can also send money directly through their app. Follow this link to see options.
OFX also offer bank to bank transfer, either through their website or app. Follow this link for more info.
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