2024 – ATM Travel Guide

July 6, 2024July 8, 2024

ATMs In Bangladesh

Bangladesh ATM Travel Guide

ATMs in Bangladesh don’t usually pose any challenges, however if there are no ATMs nearby or the ATMs in Bangladesh are not working with your card, check back here for our guide below. It explains how you can send yourself money online and pick it up at an authorized local cash pick up point. This is also useful if you want to avoid paying ATM fees / withdraw more than ATM limits allow. Being a very similar process to buying something online with your debit card, it is probably the quickest way to send money to yourself in Bangladesh.

Bangladesh ATM Fees & General Information

Most ATMs in Bangladesh charge between 20 and 60 Tk. Certain cards are not charged an ATM fee with Bank of Ceylon ATMs, so they’re worth trying first. You will also probably get charged a fee by your own bank. Having a Wise (formerly TransferWise) MasterCard can help reduce your home bank fees and gives a great exchange rate on purchases. With their borderless account / card you can hold your money in more than 40 currencies and use the debit card to get your cash out with low conversion fees and zero transaction fees. Click here for more info. Withdrawal limits depend on the bank, and generally range from Tk20,000 to Tk40,000. This means multiple transactions are often needed and transaction fees can mount up. Major hotels take debit/credit cards, but cheaper accommodations, tourist sites and smaller restaurants tend to only take cash. You’ll find Visa is the most commonly accepted card at ATMs in Bangladesh, however there are an increasing number that also accept Cirrus/MasterCard. Unfortunately, ATM fraud in Bangladesh is not uncommon….. Check out our Travel Money Tips for what to look out for with regards to Skimmers and more general information covering pre-trip planning, fees, scams, and general safety.

Getting Cash Without Using The ATMs In Bangladesh:

– Send Money To Bangladesh & Pick Cash Up Locally

With so many overseas workers now sending money home to their families, there are lots of local cash pick up points to collect these funds.

By tapping into this network, you can use your ATM card (debit/credit) or bank details to securely send yourself funds online through a reputable International money transfer service. See below for online services that have partnerships with domestic money transfer agents in Bangladesh where you can pick up your money within a few hours.

This means when there’s no ATM you can still withdraw cash within a few hours, and what’s more, it’s often more convenient, safe and cheaper than paying ATM withdrawal fees.

Option 1: World Remit

Check to see if there is a local authorized cash pick-up point where you are. In Bangladesh, this is any branch of

Brac Bank, Social Islami Bank and Dutch-Bangla Bank Network:

They also offer £5 cashback once you send £50 or more by signing up using refer a friend code MARKT64 Option 2: Ria Money Transfer, Panda Remit, Sendwave & Transfergo Ria Money Transfer, Panda Remit, Sendwave & Transfergo all work the same way as WorldRemit. Explore what transfer you may make and what options you have to pick up cash somewhere close by. Follow this link for Ria Money Transfer, this link for Panda Remit, this link for Sendwave and this link for Transfergo and This may involve making an account / downloading their app. Option 3 : Moneygram and Western Union also offer similar services but can be a little pricier.

Sending Money To A Bank Account Instead

Option 1: World Remit You can also use the above method to quickly transfer money to an overseas bank account, perhaps to pay for your accommodation or an activity. For more information visit this FAQs section. Option 2: Wise (formerly TransferWise) This another service that also offers bank transfers. If you are new to the service, and follow THIS LINK, you will automatically pay NO FEES on your first transfer of up to £500 (or the equivalent amount in any other currency). Arguably the best thing about them is that they give you the mid-market rate on the currency exchange, so it’s much cheaper than a traditional bank to bank wire transfer. You won’t need any SWIFT or IBAN numbers, just the name of the account holder, their account number, the bank name and branch location. Option 3 : Xe Money Transfer or OFX Xe Money Transfer have a handy app for converting currencies quickly. You can also send money directly through their app. Follow this link to see options. OFX also offer bank to bank transfer, either through their website or app. Follow this link for more info. We update this guide every month or so, however, if you have any feedback to help keep this guide up-to-date or make it more comprehensive and easier for others to follow, please Message us on Facebook Useful Links: https://en.wikipedia.org/wiki/Bangladesh Travel Money Tips

Branches of Dutch-Bangla Bank, Brac Bank or Social Islami Bank

If there’s a branch locally, then download the World Remit App HERE. Make your transfer and use the promo code ‘FREE’ to get your first transfer FEE-FREE! They also offer £5 cashback once you send £50 or more by signing up using refer a friend code MARKT64 Option 2: Ria Money Transfer, Panda Remit, Sendwave & Transfergo Ria Money Transfer, Panda Remit, Sendwave & Transfergo all work the same way as WorldRemit. Explore what transfer you may make and what options you have to pick up cash somewhere close by. Follow this link for Ria Money Transfer, this link for Panda Remit, this link for Sendwave and this link for Transfergo and This may involve making an account / downloading their app. Option 3 : Moneygram and Western Union also offer similar services but can be a little pricier.

Sending Money To A Bank Account Instead

July 3, 2024July 7, 2024

ATMs In The Maldives

The Maldives ATM Travel Guide

ATMs in The Maldives don’t usually pose any challenges, however if there are no ATMs nearby or the ATMs in The Maldives are not working with your card, you can send yourself money online and pick it up at an authorized local cash pick up point. This is also useful if you want to avoid paying ATM fees / withdraw more than ATM limits allow.

Being a very similar process to buying something online with your debit card, it is probably the quickest way to send money to yourself in The Maldives. For links and further info, scroll down.

There’s also currently a promo code so you pay NO FEE on your first money transfer.

The Maldives ATM Fees & General Information

Most ATMs in The Maldives charge a withdrawal fee, so it may be best to take out the maximum to reduce the overall cost of accessing your money.
You will also probably get charged a fee by your own bank.

Having a Wise (formerly TransferWise) MasterCard can help reduce your home bank fees and gives a great exchange rate on purchases. With their borderless account / card you can hold your money in more than 40 currencies and use the debit card to get your cash out with low conversion fees and zero transaction fees. Click here for more info.

Withdrawal limits depend on the bank, and generally range from 10,000 to 25,000 MVR. This means multiple transactions are often needed and transaction fees can mount up.

Major hotels take debit/credit cards, but cheaper accommodations, tourist sites and smaller restaurants tend to only take cash.

You’ll find Visa is the most commonly accepted card at ATMs in The Maldives, however there are an increasing number that also accept Cirrus/MasterCard.

Unfortunately, ATM fraud in The Maldives is not uncommon….. Check out our Travel Money Tips for what to look out for with regards to Skimmers and more general information covering pre-trip planning, fees, scams, and general safety.

Getting Cash Without Using The ATMs In The Maldives:

– Send Money To The Maldives & Pick It Up Locally

With so many overseas workers now sending money home to their families, there are lots of local cash pick up points to collect these funds.

By tapping into this network, you can use your ATM card (debit/credit) or bank details to securely send yourself funds online through a reputable International money transfer service. See below for online services that have partnerships with domestic money transfer agents in The Maldives where you can pick up your money within a few hours.

This means when there’s no ATM you can still withdraw cash within a few hours, and what’s more, it’s often more convenient, safe and cheaper than paying ATM withdrawal fees.

Option 1: World Remit

Check HERE to see if there is a local authorized cash pick-up point where you are (In The Maldives, this is any branch of the Maldives Post network).

If there’s a branch locally, then download the World Remit App HERE.
Make your transfer and use the promo code ‘FREE’ to get your first transfer FEE-FREE!

They also offer £5 cashback once you send £50 or more by signing up using refer a friend code MARKT64

Option 2: Ria Money Transfer, Panda Remit, Sendwave & Transfergo

Ria Money Transfer, Panda Remit, Sendwave & Transfergo all work the same way as WorldRemit.

Explore what transfer you may make and what options you have to pick up cash somewhere close by.

Follow this link for Ria Money Transfer, this link for Panda Remit, this link for Sendwave and this link for Transfergo and
This may involve making an account / downloading their app.

Option 3 :

Moneygram and Western Union also offer similar services but can be a little pricier.

Sending Money To A Bank Account Instead

Option 1: World Remit

You can also use the above method to quickly transfer money to an overseas bank account, perhaps to pay for your accommodation or an activity.

For more information visit this FAQs section.

Option 2: Wise (formerly TransferWise)

This another service that also offers bank transfers. If you are new to the service, and follow THIS LINK, you will automatically pay NO FEES on your first transfer of up to £500 (or the equivalent amount in any other currency).
Arguably the best thing about them is that they give you the mid-market rate on the currency exchange, so it’s much cheaper than a traditional bank to bank wire transfer. You won’t need any SWIFT or IBAN numbers, just the name of the account holder, their account number, the bank name and branch location.

Option 3 : Xe Money Transfer or OFX

Xe Money Transfer have a handy app for converting currencies quickly. You can also send money directly through their app. Follow this link to see options.

OFX also offer bank to bank transfer, either through their website or app. Follow this link for more info.

We update this guide every month or so, however, if you have any feedback to help keep this guide up-to-date or make it more comprehensive and easier for others to follow, please Message us on Facebook

Useful Links:

https://en.wikipedia.org/wiki/Maldives

July 3, 2024July 7, 2024

ATMs In Nepal

Nepal ATM Travel Guide

ATMs in Nepal don’t usually pose any challenges, however if there are no ATMs nearby or the ATMs in Nepal are not working with your card, check back here for our guide below.

It explains how you can send yourself money online and pick it up at an authorized local cash pick up point. This is also useful if you want to avoid paying ATM fees / withdraw more than ATM limits allow.

Being a very similar process to buying something online with your debit card, it is probably the quickest way to send money to yourself in Nepal.

There’s also currently a promo code so you pay NO FEE on your first money transfer.

Nepal ATM Fees & General Information

Most ATMs in Nepal charge between 250 and 400 Nepalese Rupee.
You will also probably get charged a fee by your own bank.

Withdrawal limits depend on the bank, and generally range from 10,000 to 30,000. This means multiple transactions are often needed and transaction fees can mount up.

Major hotels take debit/credit cards, but cheaper accommodations, tourist sites and smaller restaurants tend to only take cash.

You’ll find Visa is the most commonly accepted card at ATMs in Nepal, however there are an increasing number that also accept Cirrus/MasterCard.

Unfortunately, ATM fraud in Nepal is not uncommon….. Check out our Travel Money Tips for what to look out for with regards to Skimmers and more general information covering pre-trip planning, fees, scams, and general safety.

Getting Cash Without Using The ATMs In Nepal:

– Send Money To Nepal & Pick It Up Locally

With so many overseas workers now sending money home to their families, there are lots of local cash pick up points to collect these funds.

By tapping into this network, you can use your ATM card (debit/credit) or bank details to securely send yourself funds online through a reputable International money transfer service. See below for online services that have partnerships with domestic money transfer agents in Nepal where you can pick up your money within a few hours.

This means when there’s no ATM you can still withdraw cash within a few hours, and what’s more, it’s often more convenient, safe and cheaper than paying ATM withdrawal fees.

Option 1: World Remit

Check HERE to see if there is a local authorized cash pick-up point where you are (In Nepal, this is any branch of the Samsara network).

If there’s a branch locally, then download the World Remit App HERE.
Make your transfer and use the promo code ‘FREE’ to get your first transfer FEE-FREE!

They also offer £5 cashback once you send £50 or more by signing up using refer a friend code MARKT64

Option 2: Ria Money Transfer, Panda Remit, Sendwave & Transfergo

Ria Money Transfer, Panda Remit, Sendwave & Transfergo all work the same way as WorldRemit.

Explore what transfer you may make and what options you have to pick up cash somewhere close by.

Follow this link for Ria Money Transfer, this link for Panda Remit, this link for Sendwave, and this link for Transfergo and
This may involve making an account / downloading their app.

Option 3 :

Moneygram and Western Union also offer similar services but can be a little pricier.

Sending Money To A Bank Account Instead

Option 1: World Remit

You can also use the above method to quickly transfer money to an overseas bank account, perhaps to pay for your accommodation or an activity.

For more information visit this FAQs section.

Option 2: Wise (formerly TransferWise)

Option 3 : Xe Money Transfer or OFX

Xe Money Transfer have a handy app for converting currencies quickly. You can also send money directly through their app. Follow this link to see options.

OFX also offer bank to bank transfer, either through their website or app. Follow this link for more info.

Useful Links:

https://en.wikipedia.org/wiki/Nepal
Travel Money Tips

July 3, 2024July 7, 2024

ATMs In Pakistan

Pakistan ATM Travel Guide

ATMs in Pakistan don’t usually pose any challenges, however if there are no ATMs nearby or the ATMs in Pakistan are not working with your card, check back here for our guide below.

Being a very similar process to buying something online with your debit card, it is probably the quickest way to send money to yourself in Pakistan.

There’s also currently a promo code so you pay NO FEE on your first money transfer.

Pakistan ATM Fees & General Information

Most ATMs in Pakistan charge around 15 Pakistani Rupee per withdrawal.
You will also probably get charged a fee by your own bank.

Withdrawal limits depend on the bank, and generally range from 20,000 to 50,000 Pakistani Rupee.

Major hotels take debit/credit cards, but cheaper accommodations, tourist sites and smaller restaurants tend to only take cash.

You’ll find Visa is the most commonly accepted card at ATMs in Pakistan, however there are an increasing number that also accept Cirrus/MasterCard.

Unfortunately, ATM fraud in Pakistan is not uncommon….. Check out our Travel Money Tips for what to look out for with regards to Skimmers and more general information covering pre-trip planning, fees, scams, and general safety.

Getting Cash Without Using The ATMs In Pakistan:

– Send Money To Pakistan & Pick Cash Up Locally

With so many overseas workers now sending money home to their families, there are lots of local cash pick up points to collect these funds.

By tapping into this network, you can use your ATM card (debit/credit) or bank details to securely send yourself funds online through a reputable International money transfer service. See below for online services that have partnerships with domestic money transfer agents in Pakistan where you can pick up your money within a few hours.

This means when there’s no ATM you can still withdraw cash within a few hours, and what’s more, it’s often more convenient, safe and cheaper than paying ATM withdrawal fees.

Option 1: World Remit

where you are (In Pakistan, this is any branch of the major banks), including:

Allied Bank
Bank Al Habib Ltd
Bank Alfalah Limited
Bank of Khyber
Dubai Islamic Bank Pakistan Ltd
FINCA Microfinance Bank Ltd
JS Bank Ltd
Meezan Bank Limited
Punjab Provincial Co-operative Bank Ltd
Silk Bank Ltd
Sindh Bank Limited
Soneri Bank Limited
The Bank of Punjab
Zarai Taraqiati Bank Ltd

If there’s a branch locally, then note which of the following categories it falls into:
– Allied Bank, Bank Al Habib, Bank of Punjab, MCB, National Bank of Pakistan, U Microfinance Bank
– Other Banks

If there’s a branch locally, then download the World Remit App HERE.
Make your transfer and use the promo code ‘FREE’ to get your first transfer FEE-FREE!

They also offer £5 cashback once you send £50 or more by signing up using refer a friend code MARKT64

Option 2: Ria Money Transfer, Panda Remit, Sendwave & Transfergo

Ria Money Transfer, Panda Remit, Sendwave & Transfergo all work the same way as WorldRemit.

Option 3 :

Moneygram and Western Union also offer similar services but can be a little pricier.

Sending Money To A Bank Account Instead

Option 1: World Remit

You can also use the above method to quickly transfer money to an overseas bank account, perhaps to pay for your accommodation or an activity.

For more information visit this FAQs section.

Option 2: Wise (formerly TransferWise)

Option 3 : Xe Money Transfer or OFX

Xe Money Transfer have a handy app for converting currencies quickly. You can also send money directly through their app. Follow this link to see options.

OFX also offer bank to bank transfer, either through their website or app. Follow this link for more info.

Useful Links:

https://en.wikipedia.org/wiki/Pakistan

July 3, 2024July 7, 2024

Getting Money in Gilgit (there’s no reliable ATM in Gilgit)

Is there an ATM In Gilgit ?

Yes, there is an ATM in Gilgit, however it is known to be unreliable and many travelers still experience problems withdrawing cash.
If the ATM is not working with your card, or you want to avoid using ATMs for whatever reason (ATM fraud, ATM fees, Maximum withdrawal limits), check back here for our guide below. It explains how you can send yourself money online and pick it up at an authorized local cash pick up point.

It is a very similar process to buying something on the internet with your debit card and is probably the quickest way to send yourself money online to Gilgit.

There’s also currently a promo code so you pay NO FEE on your first money transfer. What’s more, it’s convenient, safe and cheaper than paying high ATM withdrawal fees allowing you to transfer more than the maximum ATM limit.

Unfortunately, ATM fraud in Pakistan is not uncommon….. Check out our Travel Money Tips for what to look out for and more general information covering pre-trip planning, fees, scams, and general safety.

It’s worth knowing that a Wise (formerly TransferWise) MasterCard can help reduce your home bank fees and gives a great exchange rate on purchases. With their borderless account / card you can hold your money in more than 40 currencies and use the debit card to get your cash out with low conversion fees and zero home transaction fees. Click here for more info.

Getting Cash Without Using The ATMs In Gilgit:

– Send Money To Gilgit & Pick Cash Up Locally

With so many overseas workers now sending money home to their families, there are lots of local cash pick up points to collect these funds.

By tapping into this network, you can use your ATM card (debit/credit) or bank details to securely send yourself funds online through a reputable International money transfer service. See below for online services that have partnerships with domestic money transfer agents in Gilgit where you can pick up your money within a few hours.

This means when there’s no ATM you can still withdraw cash within a few hours, and what’s more, it’s often more convenient, safe and cheaper than paying ATM withdrawal fees.

Option 1: World Remit

Check to see if there is a local authorized cash pick-up point where you are (In Gilgit, this is Soneri Bank, Raja Bazar Rd, Raja Bazar, Gilgit, Gilgit-Baltistan · +92 58114 53749. Open 9AM⋅ Closes 5PM)

Then download the World Remit App HERE.
Make your transfer and use the promo code ‘FREE’ to get your first transfer FEE-FREE!

They also offer £5 cashback once you send £50 or more by signing up using refer a friend code MARKT64

Option 2: Ria Money Transfer, Panda Remit, Sendwave & Transfergo

Ria Money Transfer, Panda Remit, Sendwave & Transfergo all work the same way as WorldRemit.

Option 3 :

Moneygram and Western Union also offer similar services but can be a little pricier.

Sending Money To A Bank Account Instead

Option 1: World Remit

You can also use the above method to quickly transfer money to an overseas bank account, perhaps to pay for your accommodation or an activity.

For more information visit this FAQs section.

Option 2: Wise (formerly TransferWise)

Option 3 : Xe Money Transfer or OFX

Xe Money Transfer have a handy app for converting currencies quickly. You can also send money directly through their app. Follow this link to see options.

OFX also offer bank to bank transfer, either through their website or app. Follow this link for more info.

ank name and branch location.

Useful Links:

Here are two useful links to find the nearest ATM in Gilgit : Visa / MasterCard
How to avoid high ATM fees when you’re abroad
https://en.wikipedia.org/wiki/Gilgit

*** ATM In Gilgit ***

July 3, 2024July 7, 2024

Getting Money in El Nido (when the ATMs in El Nido don’t work)

Are there any ATMs In El Nido?

Yes! There are many ATMs in El Nido,

However if none of them are working with your card, or you want to avoid using ATMs for whatever reason, check back here for our guide below. It explains how you can send yourself money online and pick it up at an authorized local cash pick up point.

It is a very similar process to buying something on the internet with your debit card and is probably the quickest way to send yourself money online to El Nido.

What’s more, it’s convenient, safe and often cheaper than paying high ATM withdrawal fees allowing you to transfer more than the maximum ATM limit.

Unfortunately, ATM fraud in The Philippines is not uncommon….. Check out our Travel Money Tips for what to look out for and more general information covering pre-trip planning, fees, scams, and general safety.

*Top Tip: Euronet Branded ATMs in El Nido are known to be susceptible to skimming devices. These machines can also cost you up to 15% of your hard earned cash. Whilst the withdrawal fee only shows 200-250p, together with the hidden exchange rate bias, the cost can be up to 15% of your withdrawal!
See this link for an interesting article about this https://travellingclaus.com/not-use-euronet-atms-travel/

Getting Cash Without Using The ATMs In El Nido:

– Send Money To The Maldives & Pick Cash Up Locally

With so many overseas workers now sending money home to their families, there are lots of local cash pick up points to collect these funds.

By tapping into this network, you can use your ATM card (debit/credit) or bank details to securely send yourself funds online through a reputable International money transfer service. See below for online services that have partnerships with domestic money transfer agents in El Nido where you can pick up your money within a few hours.

This means when there’s no ATM you can still withdraw cash within a few hours, and what’s more, it’s often more convenient, safe and cheaper than paying ATM withdrawal fees.

Option 1: World Remit

Our guide below introduces such a service that has a partnership with the domestic money transfer service, Mlhuillier (open daily 8am-6:30pm) on Real Street opposite the big church in the center of El Nido town.

You can download the World Remit App HERE.
Make your transfer and use the promo code ‘FREE’ to get your first transfer FEE-FREE!

They also offer £5 cashback once you send £50 or more by signing up using refer a friend code MARKT64

Option 2: Ria Money Transfer, Panda Remit, Sendwave & Transfergo

Ria Money Transfer, Panda Remit, Sendwave & Transfergo all work the same way as WorldRemit.

Option 3 :

Moneygram and Western Union also offer similar services but can be a little pricier.

Sending Money To A Bank Account Instead

Option 1: World Remit

You can also use the above method to quickly transfer money to an overseas bank account, perhaps to pay for your accommodation or an activity.

For more information visit this FAQs section.

Option 2: Wise (formerly TransferWise)

Option 3 : Xe Money Transfer or OFX

Xe Money Transfer have a handy app for converting currencies quickly. You can also send money directly through their app. Follow this link to see options.

OFX also offer bank to bank transfer, either through their website or app. Follow this link for more info.

Useful Links:

https://en.wikipedia.org/wiki/El_Nido,_Palawan

*** ATMs In El Nido ***

July 3, 2024July 7, 2024

Getting Money in General Luna, Siargao (no reliable ATM in General Luna)

Is there an ATM In General Luna?

Yes, there are a few. Unfortunately they have a reputation for being empty, unreliable or not working with certain foreign cards.

The first ATM in General Luna is provided by DBP and is beside Cantilan Bank along the Dapa-General Luna Road and just across the Catholic Church. It goes offline when there is poor signal and when it runs out of cash.

There is also a BDO ATM in General Luna that opened mid 2019 that is a little more reliable.

More recently there are now many EURONET cash Machines in GL. Just a word of warning though, these ATMs provided by Euronet are known to be susceptible to skimming devices.
In addition, even though the fee shown is low at 200-250p, the hidden bias in exchange rate can mean using these ATMs can swallow up a whopping… 15% of your money.
See this link for an interesting article about this https://travellingclaus.com/not-use-euronet-atms-travel/

If the ATM is not working or you are looking to withdraw larger amounts and save on ATM fees, there is an alternative way to withdraw cash outlined below.

It is a very similar process to buying something online with your debit card and is probably the quickest way to send money to yourself in General Luna.

Getting Cash Without Using The ATMs In General Luna:

– Send Money To General Luna & Pick Cash Up Locally

With so many overseas workers now sending money home to their families, there are lots of local cash pick up points to collect these funds.

By tapping into this network, you can use your ATM card (debit/credit) or bank details to securely send yourself funds online through a reputable International money transfer service. See below for online services that have partnerships with domestic money transfer agents in General Luna where you can pick up your money within a few hours.

This means when there’s no ATM you can still withdraw cash within a few hours, and what’s more, it’s often more convenient, safe and cheaper than paying ATM withdrawal fees.

Option 1: World Remit

WorldRemit is a service that has a partnership with the domestic money transfer agent “M Lhuillier” in General Luna where you can pick up your cash (see images below or ask your accommodation for directions).

Sending Money General Luna — Location of M lhuillier – Click To Enlarge

You can download the World Remit App HERE.
Make your transfer and use the promo code ‘FREE’ to get your first transfer FEE-FREE!

They also offer £5 cashback once you send £50 or more by signing up using refer a friend code MARKT64

Option 2: Ria Money Transfer, Panda Remit, Sendwave & Transfergo

Ria Money Transfer, Panda Remit, Sendwave & Transfergo all work the same way as WorldRemit.

Option 3 :

Moneygram and Western Union also offer similar services but can be a little pricier.

Sending Money To A Bank Account Instead

Option 1: World Remit

You can also use the above method to quickly transfer money to an overseas bank account, perhaps to pay for your accommodation or an activity.

For more information visit this FAQs section.

Option 2: Wise (formerly TransferWise)

Option 3 : Xe Money Transfer or OFX

Xe Money Transfer have a handy app for converting currencies quickly. You can also send money directly through their app. Follow this link to see options.

OFX also offer bank to bank transfer, either through their website or app. Follow this link for more info.

Useful Links:

https://en.wikipedia.org/wiki/General_Luna,_Surigao_del_Norte

*** ATM In General Luna ***

July 3, 2024July 7, 2024

ATMs In Africa

If you are traveling in Africa and having issues with the ATMs there, then you’ve come to the right place.

Getting Cash Without Using The ATMs In Africa:

– Send Money To Africa & Pick It Up Locally

If there are no ATMs close by or the ATMs in Africa are not working with your card, check destination specific guides below to check how to send yourself money online and pick it up at an authorized local cash pick up point. Also useful if you want to avoid paying ATM fees / make larger withdrawals.

It is a very similar process to buying something online with your debit card and is probably the quickest way to send money to yourself in Africa.

For a general overview of methods, scroll past the table below.

– Destination Specific Guides

Check out our Country Specific Guides for when there’s no ATM or you’re having problems with ATMs in Africa:

Angola

Benin

Botswana

Burkina Faso

Burundi

Cameroon

Central African Republic

Chad

Comoros

Congo DRC

Congo Brazza

Ethiopia

Gabon

Gambia

Ghana

Guinea-Bissau

Guinea-Conakry

Ivory Coast

Kenya

Mauritania

Morocco

Tanzania

Togo

Tunisia

Uganda

Zimbabwe

Getting Cash Without Using The ATMs In Africa:

– Send Money To Africa & Pick Cash Up Locally

With so many overseas workers now sending money home to their families, there are lots of local cash pick up points to collect these funds.

By tapping into this network, you can use your ATM card (debit/credit) or bank details to securely send yourself funds online through a reputable International money transfer service. See below for online services that have partnerships with domestic money transfer agents in Africa where you can pick up your money within a few hours.

This means when there’s no ATM you can still withdraw cash within a few hours, and what’s more, it’s often more convenient, safe and cheaper than paying ATM withdrawal fees.

Option 1: World Remit

Download the World Remit App HERE.
Make your transfer and use the promo code ‘FREE’ to get your first transfer FEE-FREE!

They also offer £5 cashback once you send £50 or more by signing up using refer a friend code MARKT64

Option 2: Ria Money Transfer, Panda Remit, Sendwave & Transfergo

Ria Money Transfer, Panda Remit, Sendwave & Transfergo all work the same way as WorldRemit.

Option 3 :

Moneygram and Western Union also offer similar services but can be a little pricier.

Sending Money To A Bank Account Instead

Option 1: World Remit

You can also use the above method to quickly transfer money to an overseas bank account, perhaps to pay for your accommodation or an activity.

For more information visit this FAQs section.

Option 2: Wise (formerly TransferWise)

Option 3 : Xe Money Transfer or OFX

Xe Money Transfer have a handy app for converting currencies quickly. You can also send money directly through their app. Follow this link to see options.

OFX also offer bank to bank transfer, either through their website or app. Follow this link for more info.

Useful Links:

Here are two useful links to find the nearest ATMs in Africa : Visa / MasterCard
https://wikitravel.org/en/Africa#Money

July 3, 2024July 7, 2024

ATMs In Sri Lanka

Sri Lanka ATM Travel Guide

ATMs in Sri Lanka don’t usually pose any challenges, however if there are no ATMs nearby or the ATMs in Sri Lanka are not working with your card, check back here for our guide below.

Being a very similar process to buying something online with your debit card, it is probably the quickest way to send money to yourself in Sri Lanka.

Sri Lanka ATM Fees & General Information

Most ATMs in Sri Lanka charge between Rs200 and Rs400. Certain cards are not charged an ATM fee with Bank of Ceylon ATMs, so they’re worth trying first.
You will also probably get charged a fee by your own bank.

Withdrawal limits depend on the bank, and generally range from Rs40,000 to Rs60,000. This means multiple transactions are often needed and transaction fees can mount up.

Major hotels take debit/credit cards, but cheaper accommodations, tourist sites and smaller restaurants tend to only take cash.

You’ll find Visa is the most commonly accepted card at ATMs in Sri Lanka, however there are an increasing number that also accept Cirrus/MasterCard.

Unfortunately, ATM fraud in Sri Lanka is not uncommon….. Check out our Travel Money Tips for what to look out for with regards to Skimmers and more general information covering pre-trip planning, fees, scams, and general safety.

Getting Cash Without Using The ATMs In Sri Lanka:

– Send Money To Sri Lanka & Pick Cash Up Locally

With so many overseas workers now sending money home to their families, there are lots of local cash pick up points to collect these funds.

By tapping into this network, you can use your ATM card (debit/credit) or bank details to securely send yourself funds online through a reputable International money transfer service. See below for online services that have partnerships with domestic money transfer agents in Sri Lanka where you can pick up your money within a few hours.

This means when there’s no ATM you can still withdraw cash within a few hours, and what’s more, it’s often more convenient, safe and cheaper than paying ATM withdrawal fees.

Option 1: World Remit

Check HERE (main 5 banks below) and and HERE (other banks below) to see if there is a local authorized cash pick-up point where you are.
In Sri Lanka, this is any branch of the following banks:

Bank of Ceylon
Sampath Bank
National Development Bank
Hatton National Bank
Cargills Bank Ltd
Other Banks:
- Lanka Orix
- Nations Trust Bank
- National Savings Bank
- Seylan Bank Ltd

If there’s a branch locally, then download the World Remit App HERE.
Make your transfer and use the promo code ‘FREE’ to get your first transfer FEE-FREE!

They also offer £5 cashback once you send £50 or more by signing up using refer a friend code MARKT64

Option 2: Ria Money Transfer, Panda Remit, Sendwave & Transfergo

Ria Money Transfer, Panda Remit, Sendwave & Transfergo all work the same way as WorldRemit.

Option 3 :

Moneygram and Western Union also offer similar services but can be a little pricier.

Sending Money To A Bank Account Instead

Option 1: World Remit

You can also use the above method to quickly transfer money to an overseas bank account, perhaps to pay for your accommodation or an activity.

For more information visit this FAQs section.

Option 2: Wise (formerly TransferWise)

Option 3 : Xe Money Transfer or OFX

Xe Money Transfer have a handy app for converting currencies quickly. You can also send money directly through their app. Follow this link to see options.

OFX also offer bank to bank transfer, either through their website or app. Follow this link for more info.

Useful Links:

https://en.wikipedia.org/wiki/Sri_Lanka

Here are two useful links to find the nearest ATMs in Sri Lanka : Visa / MasterCard

July 3, 2024July 7, 2024

ATMs In Tajikistan

Tajikistan ATM Travel Guide

ATMs in Tajikistan don’t usually pose any challenges, however we’ve heard of problems in particular in Dushanbe, Penjikent, Khujand, Khorog, Isfara, Istaravshan, Qurghon-Teppa, Ishkashim & The Wakhan Valley / Corridor.
If there are no ATMs nearby or the ATMs in Tajikistan are not working with your card, check back here for our guide below.

Being a very similar process to buying something online with your debit card, it is probably the quickest way to send money to yourself in Tajikistan.

Tajikistan ATM Fees & General Information

Most ATMs in Tajikistan charge a withdrawal fee.
You will also probably get charged a fee by your own bank.

Withdrawal limits depend on the bank, with there being a transaction and daily limit meaning multiple transactions can be performed if needed.

Major hotels take debit/credit cards, but cheaper accommodations, tourist sites and smaller restaurants tend to only take cash.

You’ll find Visa is the most commonly accepted card at ATMs in Tajikistan, however there are an increasing number that also accept Cirrus/MasterCard.

Unfortunately, ATM fraud in Tajikistan is not uncommon….. Check out our Travel Money Tips for what to look out for with regards to Skimmers and more general information covering pre-trip planning, fees, scams, and general safety.

Getting Cash Without Using The ATMs In Tajikistan:

– Send Money To Tajikistan & Pick Cash Up Locally

With so many overseas workers now sending money home to their families, there are lots of local cash pick up points to collect these funds.

By tapping into this network, you can use your ATM card (debit/credit) or bank details to securely send yourself funds online through a reputable International money transfer service. See below for online services that have partnerships with domestic money transfer agents in Tajikistan where you can pick up your money within a few hours.

This means when there’s no ATM you can still withdraw cash within a few hours, and what’s more, it’s often more convenient, safe and cheaper than paying ATM withdrawal fees.

Option 1: World Remit

Check HERE to see if there is a local authorized cash pick-up point where you are. In Tajikistan, this is any of the bank branches listed in the CONTACT network

If there’s a branch locally, then download the World Remit App HERE.
Make your transfer and use the promo code ‘FREE’ to get your first transfer FEE-FREE!

They also offer £5 cashback once you send £50 or more by signing up using refer a friend code MARKT64

Option 2: Ria Money Transfer, Panda Remit, Sendwave & Transfergo

Ria Money Transfer, Panda Remit, Sendwave & Transfergo all work the same way as WorldRemit.

Option 3 :

Moneygram and Western Union also offer similar services but can be a little pricier.

Sending Money To A Bank Account Instead

Option 1: World Remit

You can also use the above method to quickly transfer money to an overseas bank account, perhaps to pay for your accommodation or an activity.

For more information visit this FAQs section.

Option 2: Wise (formerly TransferWise)

Option 3 : Xe Money Transfer or OFX

Xe Money Transfer have a handy app for converting currencies quickly. You can also send money directly through their app. Follow this link to see options.

OFX also offer bank to bank transfer, either through their website or app. Follow this link for more info.

Useful Links:

https://en.wikipedia.org/wiki/Tajikistan