Getting Money in Samal (no reliable ATM in Samal)

Getting Cash In Samal

Is there an ATM In Samal?

Yes, you can find an ATM in Samal, but when you do, they’re often empty, offline or not compatible with some foreign cards and many travelers still experience problems withdrawing cash.

If this includes you, or you want to avoid using ATMs for whatever reason, check back here for our guide below. It explains how you can send yourself money online and pick it up at an authorized local cash pick up point.

It is a very similar process to buying something on the internet with your debit card and is probably the quickest way to send yourself money online to Samal.

What’s more, it’s convenient, safe and cheaper than paying high ATM withdrawal fees allowing you to transfer more than the maximum ATM limit.

Unfortunately, ATM fraud in The Philippines is not uncommon….. Check out our Travel Money Tips for what to look out for and more general information covering pre-trip planning, fees, scams, and general safety.

It’s also worth knowing that a Wise (formerly TransferWise) MasterCard can help reduce your home bank fees and gives a great exchange rate on purchases. With their borderless account / card you can hold your money in more than 40 currencies and use the debit card to get your cash out with low conversion fees and zero home transaction fees. Click here for more info.

Getting Cash Without Using The ATMs In Samal:

– Send Money To Samal & Pick Cash Up Locally

With so many overseas workers now sending money home to their families, there are lots of local cash pick up points to collect these funds.

By tapping into this network, you can use your ATM card (debit/credit) or bank details to securely send yourself funds online through a reputable International money transfer service. See below for online services that have partnerships with domestic money transfer agents in Samals where you can pick up your money within a few hours.

This means when there’s no ATM you can still withdraw cash within a few hours, and what’s more, it’s often more convenient, safe and cheaper than paying ATM withdrawal fees.

Option 1: World Remit

You can pick up the cash in Peso the same day from one of two branches of Mlhuillier:
– Kaputian Rd, Peñaplata Poblacion, Island Garden City of Samal, 8119 Davao del Norte
– Aprico Bordios Building, Moncano Street, Babak, Samal Island, Catuden City, 8119 Davao del Norte

If there’s a branch locally, then Download the World Remit App HERE.
Make your transfer and use the promo code ‘FREE’ to get your first transfer FEE-FREE!

They also offer £5 cashback once you send £50 or more by signing up using refer a friend code MARKT64

Option 2: Ria Money Transfer, Panda Remit, Sendwave & Transfergo

Ria Money Transfer, Panda Remit, Sendwave & Transfergo all work the same way as WorldRemit.

Explore what transfer you may make and what options you have to pick up cash somewhere close by.

Follow this link for Ria Money Transfer, this link for Panda Remit, this link for Sendwave and this link for Transfergo and
This may involve making an account / downloading their app.

Option 3 :

Moneygram and Western Union also offer similar services but can be a little pricier.

Sending Money To A Bank Account Instead

Option 1: World Remit

You can also use the above method to quickly transfer money to an overseas bank account, perhaps to pay for your accommodation or an activity.

For more information visit this FAQs section.

Option 2: Wise (formerly TransferWise)

This another service that also offers bank transfers. If you are new to the service, and follow THIS LINK, you will automatically pay NO FEES on your first transfer of up to £500 (or the equivalent amount in any other currency).
Arguably the best thing about them is that they give you the mid-market rate on the currency exchange, so it’s much cheaper than a traditional bank to bank wire transfer. You won’t need any SWIFT or IBAN numbers, just the name of the account holder, their account number, the bank name and branch location.

Option 3 : Xe Money Transfer or OFX

Xe Money Transfer have a handy app for converting currencies quickly. You can also send money directly through their app. Follow this link to see options.

OFX also offer bank to bank transfer, either through their website or app. Follow this link for more info.

We update this guide every month or so, however, if you have any feedback to help keep this guide up-to-date or make it more comprehensive and easier for others to follow, please Message us on Facebook

Useful Links:

Here are two useful links to find the nearest ATM in Samal : Visa / MasterCard
ATMs In Other Parts Of The Philippines
https://en.wikipedia.org/wiki/Samal,_Davao_del_Norte

*** ATM In Samal ***

ATMs In Korea

ATMs In South Korea

Korea ATM Travel Guide

ATMs in Korea can pose quite a challenge for travelers as most don’t accept foreign cards. When using your international debit card at a CD (cash dispenser) machine, even one displaying the debit card logo, you may get an error message.

If there are no ATMs close by or the ATMs in Korea are not working with your card, check back here for our guide/s below about how to send yourself money online and pick it up at an authorized local cash pick up point.

It is a very similar process to buying something on the internet with your debit card and is probably the quickest way to send yourself money online to Korea.

What’s more, it’s convenient, safe and cheaper than paying high ATM withdrawal fees allowing you to transfer more than the maximum ATM limit.

As Jeju is a popular destination and it is difficult to access ATMs, we have added a destination specific guide for here.

Jeju (click to open the guide)

If you are having difficulties anywhere else with the ATMs in Korea, follow the general Korea guide below.

Here are two useful links to find the nearest ATMs in Korea : Visa / MasterCard

Korea ATM Fees & General Information

Many ATMs in Korea charge fees. Expect to pay around ₩3500. You will also probably get charged a fee by your own bank.

Having a Wise (formerly TransferWise) MasterCard can help reduce your home bank fees and gives a great exchange rate on purchases. With their borderless account / card you can hold your money in more than 40 currencies and use the debit card to get your cash out with low conversion fees and zero transaction fees. Click here for more info.

If you do find a cash point that works, withdrawal limits generally range from ₩700,000 to ₩1,000,000.

Many hotels, accommodations, tourist sites and restaurants take debit/credit cards.

You’ll find Visa is the most commonly accepted card at ATMs in Korea, though there are an increasing number that also accept Cirrus/MasterCard.

Whilst ATM fraud in Korea is not very common it may be worth checking out our Travel Money Tips for what to look out for if you’re concerned about this. It also covers more general information covering pre-trip planning, fees, scams, and general safety.

Getting Cash Without Using The ATMs In Korea:

– Send Money To Korea & Pick Cash Up Locally

With so many overseas workers now sending money home to their families, there are lots of local cash pick up points to collect these funds.

By tapping into this network, you can use your ATM card (debit/credit) or bank details to securely send yourself funds online through a reputable International money transfer service. See below for online services that have partnerships with domestic money transfer agents in Korea where you can pick up your money within a few hours.

This means when there’s no ATM you can still withdraw cash within a few hours, and what’s more, it’s often more convenient, safe and cheaper than paying ATM withdrawal fees.

South Korea ATM

Option 1: World Remit

Check HERE to see if there is a local authorized cash pick-up point where you are (In Korea, this is any branch of the Suhyup Bank – also known as National Federation Of Fisheries Cooperatives).

If there’s a branch locally, then download the World Remit App HERE.
Make your transfer and use the promo code ‘FREE’ to get your first transfer FEE-FREE!

They also offer £5 cashback once you send £50 or more by signing up using refer a friend code MARKT64

Option 2: Ria Money Transfer, Panda Remit, Sendwave & Transfergo

Ria Money Transfer, Panda Remit, Sendwave & Transfergo all work the same way as WorldRemit.

Explore what transfer you may make and what options you have to pick up cash somewhere close by.

Follow this link for Ria Money Transfer, this link for Panda Remit, this link for Sendwave and this link for Transfergo and
This may involve making an account / downloading their app.

Option 3 :

Moneygram and Western Union also offer similar services but can be a little pricier.

Sending Money To A Bank Account Instead

Option 1: World Remit

You can also use the above method to quickly transfer money to an overseas bank account, perhaps to pay for your accommodation or an activity.

For more information visit this FAQs section.

Option 2: Wise (formerly TransferWise)

This another service that also offers bank transfers. If you are new to the service, and follow THIS LINK, you will automatically pay NO FEES on your first transfer of up to £500 (or the equivalent amount in any other currency).
Arguably the best thing about them is that they give you the mid-market rate on the currency exchange, so it’s much cheaper than a traditional bank to bank wire transfer. You won’t need any SWIFT or IBAN numbers, just the name of the account holder, their account number, the bank name and branch location.

Option 3 : Xe Money Transfer or OFX

Xe Money Transfer have a handy app for converting currencies quickly. You can also send money directly through their app. Follow this link to see options.

OFX also offer bank to bank transfer, either through their website or app. Follow this link for more info.

We update this guide every month or so, however, if you have any feedback to help keep this guide up-to-date or make it more comprehensive and easier for others to follow, please Message us on Facebook

Useful Links:

https://en.wikipedia.org/wiki/South_Korea

*** ATMs In Korea ***

ATMs In Africa

ATMs In Africa

If you are traveling in Africa and having issues with the ATMs there, then you’ve come to the right place.

Getting Cash Without Using The ATMs In Africa:

– Send Money To Africa & Pick It Up Locally

If there are no ATMs close by or the ATMs in Africa are not working with your card, check destination specific guides below to check how to send yourself money online and pick it up at an authorized local cash pick up point. Also useful if you want to avoid paying ATM fees / make larger withdrawals.

It is a very similar process to buying something online with your debit card and is probably the quickest way to send money to yourself in Africa.

For a general overview of methods, scroll past the table below.

– Destination Specific Guides

Check out our Country Specific Guides for when there’s no ATM or you’re having problems with ATMs in Africa:

Angola

Benin

Botswana

Burkina Faso

Burundi

Cameroon

Central African Republic

Chad

Comoros

Congo DRC

Congo Brazza

Ethiopia

Gabon

Gambia

Ghana

Guinea-Bissau

Guinea-Conakry

Ivory Coast

Kenya

Mauritania

Morocco

Tanzania

Togo

Tunisia

Uganda

Zimbabwe

Getting Cash Without Using The ATMs In Africa:

– Send Money To Africa & Pick Cash Up Locally

With so many overseas workers now sending money home to their families, there are lots of local cash pick up points to collect these funds.

By tapping into this network, you can use your ATM card (debit/credit) or bank details to securely send yourself funds online through a reputable International money transfer service. See below for online services that have partnerships with domestic money transfer agents in Africa where you can pick up your money within a few hours.

This means when there’s no ATM you can still withdraw cash within a few hours, and what’s more, it’s often more convenient, safe and cheaper than paying ATM withdrawal fees.

Maldives ATM

Option 1: World Remit

Download the World Remit App HERE.
Make your transfer and use the promo code ‘FREE’ to get your first transfer FEE-FREE!

They also offer £5 cashback once you send £50 or more by signing up using refer a friend code MARKT64

Option 2: Ria Money Transfer, Panda Remit, Sendwave & Transfergo

Ria Money Transfer, Panda Remit, Sendwave & Transfergo all work the same way as WorldRemit.

Explore what transfer you may make and what options you have to pick up cash somewhere close by.

Follow this link for Ria Money Transfer, this link for Panda Remit, this link for Sendwave and this link for Transfergo and
This may involve making an account / downloading their app.

Option 3 :

Moneygram and Western Union also offer similar services but can be a little pricier.

Sending Money To A Bank Account Instead

Option 1: World Remit

You can also use the above method to quickly transfer money to an overseas bank account, perhaps to pay for your accommodation or an activity.

For more information visit this FAQs section.

Option 2: Wise (formerly TransferWise)

This another service that also offers bank transfers. If you are new to the service, and follow THIS LINK, you will automatically pay NO FEES on your first transfer of up to £500 (or the equivalent amount in any other currency).
Arguably the best thing about them is that they give you the mid-market rate on the currency exchange, so it’s much cheaper than a traditional bank to bank wire transfer. You won’t need any SWIFT or IBAN numbers, just the name of the account holder, their account number, the bank name and branch location.

Option 3 : Xe Money Transfer or OFX

Xe Money Transfer have a handy app for converting currencies quickly. You can also send money directly through their app. Follow this link to see options.

OFX also offer bank to bank transfer, either through their website or app. Follow this link for more info.

We update this guide every month or so, however, if you have any feedback to help keep this guide up-to-date or make it more comprehensive and easier for others to follow, please Message us on Facebook

Useful Links:

Here are two useful links to find the nearest ATMs in Africa : Visa / MasterCard
https://wikitravel.org/en/Africa#Money

ATMs In Sri Lanka

ATMs In Sri Lanka

Sri Lanka ATM Travel Guide

ATMs in Sri Lanka don’t usually pose any challenges, however if there are no ATMs nearby or the ATMs in Sri Lanka are not working with your card, check back here for our guide below.

It explains how you can send yourself money online and pick it up at an authorized local cash pick up point. This is also useful if you want to avoid paying ATM fees / withdraw more than ATM limits allow.

Being a very similar process to buying something online with your debit card, it is probably the quickest way to send money to yourself in Sri Lanka.

Sri Lanka ATM Fees & General Information

Most ATMs in Sri Lanka charge between Rs200 and Rs400. Certain cards are not charged an ATM fee with Bank of Ceylon ATMs, so they’re worth trying first.
You will also probably get charged a fee by your own bank.

Having a Wise (formerly TransferWise) MasterCard can help reduce your home bank fees and gives a great exchange rate on purchases. With their borderless account / card you can hold your money in more than 40 currencies and use the debit card to get your cash out with low conversion fees and zero transaction fees. Click here for more info.

Withdrawal limits depend on the bank, and generally range from Rs40,000 to Rs60,000. This means multiple transactions are often needed and transaction fees can mount up.

Major hotels take debit/credit cards, but cheaper accommodations, tourist sites and smaller restaurants tend to only take cash.

You’ll find Visa is the most commonly accepted card at ATMs in Sri Lanka, however there are an increasing number that also accept Cirrus/MasterCard.

Unfortunately, ATM fraud in Sri Lanka is not uncommon….. Check out our Travel Money Tips for what to look out for with regards to Skimmers and more general information covering pre-trip planning, fees, scams, and general safety.

Getting Cash Without Using The ATMs In Sri Lanka:

– Send Money To Sri Lanka & Pick Cash Up Locally

With so many overseas workers now sending money home to their families, there are lots of local cash pick up points to collect these funds.

By tapping into this network, you can use your ATM card (debit/credit) or bank details to securely send yourself funds online through a reputable International money transfer service. See below for online services that have partnerships with domestic money transfer agents in Sri Lanka where you can pick up your money within a few hours.

This means when there’s no ATM you can still withdraw cash within a few hours, and what’s more, it’s often more convenient, safe and cheaper than paying ATM withdrawal fees.

Sri Lanka ATM

Option 1: World Remit

Check HERE (main 5 banks below) and and HERE (other banks below) to see if there is a local authorized cash pick-up point where you are.
In Sri Lanka, this is any branch of the following banks:

  • Bank of Ceylon
  • Sampath Bank
  • National Development Bank
  • Hatton National Bank
  • Cargills Bank Ltd
  • Other Banks:
    • Lanka Orix
    • Nations Trust Bank
    • National Savings Bank
    • Seylan Bank Ltd

If there’s a branch locally, then download the World Remit App HERE.
Make your transfer and use the promo code ‘FREE’ to get your first transfer FEE-FREE!

They also offer £5 cashback once you send £50 or more by signing up using refer a friend code MARKT64

Option 2: Ria Money Transfer, Panda Remit, Sendwave & Transfergo

Ria Money Transfer, Panda Remit, Sendwave & Transfergo all work the same way as WorldRemit.

Explore what transfer you may make and what options you have to pick up cash somewhere close by.

Follow this link for Ria Money Transfer, this link for Panda Remit, this link for Sendwave and this link for Transfergo and
This may involve making an account / downloading their app.

Option 3 :

Moneygram and Western Union also offer similar services but can be a little pricier.

Sending Money To A Bank Account Instead

Option 1: World Remit

You can also use the above method to quickly transfer money to an overseas bank account, perhaps to pay for your accommodation or an activity.

For more information visit this FAQs section.

Option 2: Wise (formerly TransferWise)

This another service that also offers bank transfers. If you are new to the service, and follow THIS LINK, you will automatically pay NO FEES on your first transfer of up to £500 (or the equivalent amount in any other currency).
Arguably the best thing about them is that they give you the mid-market rate on the currency exchange, so it’s much cheaper than a traditional bank to bank wire transfer. You won’t need any SWIFT or IBAN numbers, just the name of the account holder, their account number, the bank name and branch location.

Option 3 : Xe Money Transfer or OFX

Xe Money Transfer have a handy app for converting currencies quickly. You can also send money directly through their app. Follow this link to see options.

OFX also offer bank to bank transfer, either through their website or app. Follow this link for more info.

We update this guide every month or so, however, if you have any feedback to help keep this guide up-to-date or make it more comprehensive and easier for others to follow, please Message us on Facebook

Useful Links:

https://en.wikipedia.org/wiki/Sri_Lanka

Here are two useful links to find the nearest ATMs in Sri Lanka : Visa / MasterCard

ATMs In Tajikistan

ATMs In Tajikistan

Tajikistan ATM Travel Guide

ATMs in Tajikistan don’t usually pose any challenges, however we’ve heard of problems in particular in Dushanbe, Penjikent, Khujand, Khorog, Isfara, Istaravshan, Qurghon-Teppa, Ishkashim & The Wakhan Valley / Corridor.
If there are no ATMs nearby or the ATMs in Tajikistan are not working with your card, check back here for our guide below.

It explains how you can send yourself money online and pick it up at an authorized local cash pick up point. This is also useful if you want to avoid paying ATM fees / withdraw more than ATM limits allow.

Being a very similar process to buying something online with your debit card, it is probably the quickest way to send money to yourself in Tajikistan.

Tajikistan ATM Fees & General Information

Most ATMs in Tajikistan charge a withdrawal fee.
You will also probably get charged a fee by your own bank.

Having a Wise (formerly TransferWise) MasterCard can help reduce your home bank fees and gives a great exchange rate on purchases. With their borderless account / card you can hold your money in more than 40 currencies and use the debit card to get your cash out with low conversion fees and zero transaction fees. Click here for more info.

Withdrawal limits depend on the bank, with there being a transaction and daily limit meaning multiple transactions can be performed if needed.

Major hotels take debit/credit cards, but cheaper accommodations, tourist sites and smaller restaurants tend to only take cash.

You’ll find Visa is the most commonly accepted card at ATMs in Tajikistan, however there are an increasing number that also accept Cirrus/MasterCard.

Unfortunately, ATM fraud in Tajikistan is not uncommon….. Check out our Travel Money Tips for what to look out for with regards to Skimmers and more general information covering pre-trip planning, fees, scams, and general safety.

Getting Cash Without Using The ATMs In Tajikistan:

– Send Money To Tajikistan & Pick Cash Up Locally

With so many overseas workers now sending money home to their families, there are lots of local cash pick up points to collect these funds.

By tapping into this network, you can use your ATM card (debit/credit) or bank details to securely send yourself funds online through a reputable International money transfer service. See below for online services that have partnerships with domestic money transfer agents in Tajikistan where you can pick up your money within a few hours.

This means when there’s no ATM you can still withdraw cash within a few hours, and what’s more, it’s often more convenient, safe and cheaper than paying ATM withdrawal fees.

Tajikistan ATM

Option 1: World Remit

Check HERE to see if there is a local authorized cash pick-up point where you are. In Tajikistan, this is any  of the bank branches listed in the CONTACT network

If there’s a branch locally, then download the World Remit App HERE.
Make your transfer and use the promo code ‘FREE’ to get your first transfer FEE-FREE!

They also offer £5 cashback once you send £50 or more by signing up using refer a friend code MARKT64

Option 2: Ria Money Transfer, Panda Remit, Sendwave & Transfergo

Ria Money Transfer, Panda Remit, Sendwave & Transfergo all work the same way as WorldRemit.

Explore what transfer you may make and what options you have to pick up cash somewhere close by.

Follow this link for Ria Money Transfer, this link for Panda Remit, this link for Sendwave and this link for Transfergo and
This may involve making an account / downloading their app.

Option 3 :

Moneygram and Western Union also offer similar services but can be a little pricier.

Sending Money To A Bank Account Instead

Option 1: World Remit

You can also use the above method to quickly transfer money to an overseas bank account, perhaps to pay for your accommodation or an activity.

For more information visit this FAQs section.

Option 2: Wise (formerly TransferWise)

This another service that also offers bank transfers. If you are new to the service, and follow THIS LINK, you will automatically pay NO FEES on your first transfer of up to £500 (or the equivalent amount in any other currency).
Arguably the best thing about them is that they give you the mid-market rate on the currency exchange, so it’s much cheaper than a traditional bank to bank wire transfer. You won’t need any SWIFT or IBAN numbers, just the name of the account holder, their account number, the bank name and branch location.

Option 3 : Xe Money Transfer or OFX

Xe Money Transfer have a handy app for converting currencies quickly. You can also send money directly through their app. Follow this link to see options.

OFX also offer bank to bank transfer, either through their website or app. Follow this link for more info.

We update this guide every month or so, however, if you have any feedback to help keep this guide up-to-date or make it more comprehensive and easier for others to follow, please Message us on Facebook

Useful Links:

https://en.wikipedia.org/wiki/Tajikistan

ATMs In Thailand

ATMs In Thailand

Thailand ATM Travel Guide

ATMs in Thailand don’t usually pose any challenges, however if there are no ATMs nearby or the ATMs in Thailand are not working with your card, check back here for our guide below.

It explains how you can send yourself money online and pick it up at an authorized local cash pick up point. This is also useful if you want to avoid paying ATM fees / withdraw more than ATM limits allow.

Being a very similar process to buying something online with your debit card, it is probably the quickest way to send money to yourself in Thailand.

Thailand ATM Fees & General Information

Most ATMs in Thailand charge a 220 Baht withdrawal fee which works out quite costly given the relatively low withdrawal limits.
You will also probably get charged a fee by your own bank.

Having a Wise (formerly TransferWise) MasterCard can help reduce your home bank fees and gives a great exchange rate on purchases. With their borderless account / card you can hold your money in more than 40 currencies and use the debit card to get your cash out with low conversion fees and zero transaction fees. Click here for more info.

Withdrawal limits depend on the bank, and generally range from 10,000 to 30,000 Baht. This means multiple transactions are often needed and transaction fees can really mount up.

Major hotels take debit/credit cards for a surcharge, but cheaper accommodations, tourist sites and smaller restaurants tend to only take cash.

You’ll find Visa is the most commonly accepted card at ATMs in Thailand, however there are an increasing number that also accept Cirrus/MasterCard.

Unfortunately, ATM fraud in Thailand is not uncommon….. Check out our Travel Money Tips for what to look out for with regards to Skimmers and more general information covering pre-trip planning, fees, scams, and general safety.

Getting Cash Without Using The ATMs In Thailand:

– Send Money To Thailand & Pick Cash Up Locally

With so many overseas workers now sending money home to their families, there are lots of local cash pick up points to collect these funds.

By tapping into this network, you can use your ATM card (debit/credit) or bank details to securely send yourself funds online through a reputable International money transfer service. See below for online services that have partnerships with domestic money transfer agents in Thailand where you can pick up your money within a few hours.

This means when there’s no ATM you can still withdraw cash within a few hours, and what’s more, it’s often more convenient, safe and cheaper than paying ATM withdrawal fees.

Thailand ATM

Option 1: World Remit

Check HERE to see if there is a local authorized cash pick-up point where you are (In Thailand, this is any branch of the Government Savings Bank).

If there’s a branch locally, then download the World Remit App HERE.
Make your transfer and use the promo code ‘FREE’ to get your first transfer FEE-FREE!

They also offer £5 cashback once you send £50 or more by signing up using refer a friend code MARKT64

Option 2: Ria Money Transfer, Panda Remit, Sendwave & Transfergo

Ria Money Transfer, Panda Remit, Sendwave & Transfergo all work the same way as WorldRemit.

Explore what transfer you may make and what options you have to pick up cash somewhere close by.

Follow this link for Ria Money Transfer, this link for Panda Remit, this link for Sendwave and this link for Transfergo and
This may involve making an account / downloading their app.

Option 3 :

Moneygram and Western Union also offer similar services but can be a little pricier.

Sending Money To A Bank Account Instead

Option 1: World Remit

You can also use the above method to quickly transfer money to an overseas bank account, perhaps to pay for your accommodation or an activity.

For more information visit this FAQs section.

Option 2: Wise (formerly TransferWise)

This another service that also offers bank transfers. If you are new to the service, and follow THIS LINK, you will automatically pay NO FEES on your first transfer of up to £500 (or the equivalent amount in any other currency).
Arguably the best thing about them is that they give you the mid-market rate on the currency exchange, so it’s much cheaper than a traditional bank to bank wire transfer. You won’t need any SWIFT or IBAN numbers, just the name of the account holder, their account number, the bank name and branch location.

Option 3 : Xe Money Transfer or OFX

Xe Money Transfer have a handy app for converting currencies quickly. You can also send money directly through their app. Follow this link to see options.

OFX also offer bank to bank transfer, either through their website or app. Follow this link for more info.

We update this guide every month or so, however, if you have any feedback to help keep this guide up-to-date or make it more comprehensive and easier for others to follow, please Message us on Facebook

Useful Links:

https://en.wikipedia.org/wiki/Thailand
Travel Money Tips

ATMs In Vietnam

ATMs In Vietnam

Vietnam ATM Travel Guide

ATMs in Vietnam don’t usually pose any challenges, however if there are no ATMs nearby or the ATMs in Vietnam are not working with your card, check back here for our guide below.

It explains how you can send yourself money online and pick it up at an authorized local cash pick up point. This is also useful if you want to avoid paying ATM fees / withdraw more than ATM limits allow.

Being a very similar process to buying something online with your debit card, it is probably the quickest way to send money to yourself in Vietnam.

Vietnam ATM Fees & General Information

Most ATMs in Vietnam charge between 30000 and 60000 VND. Certain stand alone units in tourist areas charge more – be aware of the “Euro” brand of ATMs which can take upto 15% of your withdrawal amount in fees and poor conversion rates.
You will also probably get charged a fee by your own bank.

Having a Wise (formerly TransferWise) MasterCard can help reduce your home bank fees and gives a great exchange rate on purchases. With their borderless account / card you can hold your money in more than 40 currencies and use the debit card to get your cash out with low conversion fees and zero transaction fees. Click here for more info.

Withdrawal limits depend on the bank, and range from 2 million to 4 million VND. ANZ ATMs seem to allow the largest maximum withdrawal. This means multiple transactions are sometimes needed and transaction fees can mount up.

Major hotels take debit/credit cards (often for a surcharge), but cheaper accommodations, tourist sites and smaller restaurants tend to only take cash.

You’ll find Visa is the most commonly accepted card at ATMs in Vietnam, however there are an increasing number that also accept Cirrus/MasterCard.

Unfortunately, ATM fraud in Vietnam is not uncommon….. Check out our Travel Money Tips for what to look out for with regards to Skimmers and more general information covering pre-trip planning, fees, scams, and general safety.

Getting Cash Without Using The ATMs In Vietnam:

– Send Money To Vietnam & Pick Cash Up Locally

With so many overseas workers now sending money home to their families, there are lots of local cash pick up points to collect these funds.

By tapping into this network, you can use your ATM card (debit/credit) or bank details to securely send yourself funds online through a reputable International money transfer service. See below for online services that have partnerships with domestic money transfer agents in Vietnam where you can pick up your money within a few hours.

This means when there’s no ATM you can still withdraw cash within a few hours, and what’s more, it’s often more convenient, safe and cheaper than paying ATM withdrawal fees.

Vietnam ATM

Option 1: World Remit

Check to see if there is a local authorized cash pick-up point nearby.
In Vietnam, this is any branch of the Xpress Money network: Collect from any branches of BankMart, SBR, DongA Bank, Vietnamese International Bank, Anh Quang JSC

If there’s a branch locally, then download the World Remit App HERE.
Make your transfer and use the promo code ‘FREE’ to get your first transfer FEE-FREE!

They also offer £5 cashback once you send £50 or more by signing up using refer a friend code MARKT64

Option 2: Ria Money Transfer, Panda Remit, Sendwave & Transfergo

Ria Money Transfer, Panda Remit, Sendwave & Transfergo all work the same way as WorldRemit.

Explore what transfer you may make and what options you have to pick up cash somewhere close by.

Follow this link for Ria Money Transfer, this link for Panda Remit, this link for Sendwave and this link for Transfergo and
This may involve making an account / downloading their app.

Option 3 :

Moneygram and Western Union also offer similar services but can be a little pricier.

Sending Money To A Bank Account Instead

Option 1: World Remit

You can also use the above method to quickly transfer money to an overseas bank account, perhaps to pay for your accommodation or an activity.

For more information visit this FAQs section.

Option 2: Wise (formerly TransferWise)

This another service that also offers bank transfers. If you are new to the service, and follow THIS LINK, you will automatically pay NO FEES on your first transfer of up to £500 (or the equivalent amount in any other currency).
Arguably the best thing about them is that they give you the mid-market rate on the currency exchange, so it’s much cheaper than a traditional bank to bank wire transfer. You won’t need any SWIFT or IBAN numbers, just the name of the account holder, their account number, the bank name and branch location.

Option 3 : Xe Money Transfer or OFX

Xe Money Transfer have a handy app for converting currencies quickly. You can also send money directly through their app. Follow this link to see options.

OFX also offer bank to bank transfer, either through their website or app. Follow this link for more info.

We update this guide every month or so, however, if you have any feedback to help keep this guide up-to-date or make it more comprehensive and easier for others to follow, please Message us on Facebook

Useful Links:

https://en.wikipedia.org/wiki/Vietnam
Travel Money Tips

ATMs In Bolivia

ATMs In Bolivia

Bolivia ATM Travel Guide

ATMs in Bolivia don’t usually pose any challenges for travelers as all sizeable towns have cajeros automáticos (ATMs). Whilst ATMs are slowly arriving in smaller places they are not often from any major bank networks and they frequently reject foreign cards…. or even worse, retain them.

We’ve heard of problems in places like Uyuni and Tupiza, where it is not uncommon for ATMs to run out of cash or not be working. Also many travelers get caught out arriving in Uyuni for a Salt Flats Tour and have trouble withdrawing money for the entrance fee.

If there are no ATMs close by or the ATMs in Bolivia are not working with your card, check back here for our guide below about how to send yourself money online and pick it up at an authorized local cash pick up point.

It is a very similar process to buying something on the internet with your debit card and is probably the quickest way to send yourself money online to Bolivia.

What’s more, it’s convenient, safe and cheaper than paying high ATM withdrawal fees allowing you to transfer more than the maximum ATM limit.

Bolivia ATM Fees & General Information

Most ATMs in Bolivia don’t charge for withdrawing, though you will probably get charged a fee by your own bank. The currency conversion rate is not always the best and the money lost in the exchange can really add up.
Having a TransferWise MasterCard can help reduce your home bank fees and gives a great exchange rate on purchases.

Withdrawal limits depend on the bank, but tend to range from 1500bs to 6500bs, with 3500-4000 being the average maximum withdrawal per transaction.

The best banks to try are BNB, BCP, BMSC and Banco Union.

VISA cards are the most widely accepted though MasterCard is increasing in coverage. American Express is rarely accepted anywhere.

Check out our Travel Money Tips for more general information covering pre-trip planning, fees, scams, skimmers and general safety.

Getting Cash Without Using The ATMs In Bolivia:

– Send Money To Bolivia & Pick Cash Up Locally

With so many overseas workers now sending money home to their families, there are lots of local cash pick up points to collect these funds.

By tapping into this network, you can use your ATM card (debit/credit) or bank details to securely send yourself funds online through a reputable International money transfer service. See below for online services that have partnerships with domestic money transfer agents in Bolivia where you can pick up your money within a few hours.

This means when there’s no ATM you can still withdraw cash within a few hours, and what’s more, it’s often more convenient, safe and cheaper than paying ATM withdrawal fees.

Bolivia ATM

Option 1: World Remit

Check to see if there is a local authorized cash pick-up point where you are. Click HERE for a list of locations.
In Bolivia, this is any branch of the BTS network:

  • Banco Mercantil Bolivia
  • Ganadero Bolivia
  • More Money Transfers
  • Banco Bisa Bolivia

If there’s a branch locally, then download the World Remit App HERE.
Make your transfer and use the promo code ‘FREE’ to get your first transfer FEE-FREE!

They also offer £5 cashback once you send £50 or more by signing up using refer a friend code MARKT64

Option 2: Ria Money Transfer, Panda Remit, Sendwave & Transfergo

Ria Money Transfer, Panda Remit, Sendwave & Transfergo all work the same way as WorldRemit.

Explore what transfer you may make and what options you have to pick up cash somewhere close by.

Follow this link for Ria Money Transfer, this link for Panda Remit, this link for Sendwave and this link for Transfergo and
This may involve making an account / downloading their app.

Option 3 :

Moneygram and Western Union also offer similar services but can be a little pricier.

Sending Money To A Bank Account Instead

Option 1: World Remit

You can also use the above method to quickly transfer money to an overseas bank account, perhaps to pay for your accommodation or an activity.

For more information visit this FAQs section.

Option 2: Wise (formerly TransferWise)

This another service that also offers bank transfers. If you are new to the service, and follow THIS LINK, you will automatically pay NO FEES on your first transfer of up to £500 (or the equivalent amount in any other currency).
Arguably the best thing about them is that they give you the mid-market rate on the currency exchange, so it’s much cheaper than a traditional bank to bank wire transfer. You won’t need any SWIFT or IBAN numbers, just the name of the account holder, their account number, the bank name and branch location.

Option 3 : Xe Money Transfer or OFX

Xe Money Transfer have a handy app for converting currencies quickly. You can also send money directly through their app. Follow this link to see options.

OFX also offer bank to bank transfer, either through their website or app. Follow this link for more info.

We update this guide every month or so, however, if you have any feedback to help keep this guide up-to-date or make it more comprehensive and easier for others to follow, please Message us on Facebook

Useful Links:

https://en.wikipedia.org/wiki/Bolivia
Here are two useful links to find the nearest ATMs in Bolivia : Visa / MasterCard

ATMs In Chile

ATMs In Chile

Chile ATM Travel Guide

ATMs in Chile don’t usually pose any challenges, however if there are no ATMs nearby or the ATMs in Chile are not working with your card, check back here for our guide below.

It explains how you can send yourself money online and pick it up at an authorized local cash pick up point. This is also useful if you want to avoid paying ATM fees / withdraw more than ATM limits allow.

Being a very similar process to buying something online with your debit card, it is probably the quickest way to send money to yourself in Chile.

Chile ATM Fees & General Information

Most ATMs in Chile charge between 4000 and 7000 CLP. Certain cards are not charged an ATM fee with Scotiabank in some places, so they’re worth trying first.
You will also probably get charged a fee by your own bank.

Having a Wise (formerly TransferWise) MasterCard can help reduce your home bank fees and gives a great exchange rate on purchases. With their borderless account / card you can hold your money in more than 40 currencies and use the debit card to get your cash out with low conversion fees and zero transaction fees. Click here for more info.

Withdrawal limits depend on the bank, but the maximum amount is usually around 200,000 Chilean Pesos. This means multiple transactions are often needed and transaction fees can mount up.

Major hotels take debit/credit cards (often with a sizeable surcharge), but cheaper accommodations, tourist sites and smaller restaurants tend to only take cash.

You’ll find Visa is the most commonly accepted card at ATMs in Chile, however there are an increasing number that also accept Cirrus/MasterCard.

Unfortunately, ATM fraud in Chile is not uncommon….. Check out our Travel Money Tips for what to look out for with regards to Skimmers and more general information covering pre-trip planning, fees, scams, and general safety.

Getting Cash Without Using The ATMs In Chile:

– Send Money To Chile & Pick Cash Up Locally

With so many overseas workers now sending money home to their families, there are lots of local cash pick up points to collect these funds.

By tapping into this network, you can use your ATM card (debit/credit) or bank details to securely send yourself funds online through a reputable International money transfer service. See below for online services that have partnerships with domestic money transfer agents in Chile where you can pick up your money within a few hours.

This means when there’s no ATM you can still withdraw cash within a few hours, and what’s more, it’s often more convenient, safe and cheaper than paying ATM withdrawal fees.

Option 1: World Remit

Check HERE to see if there is a local authorized cash pick-up point where you are.
In Chile, this is any branch of the More Chile network.

If there’s a branch locally, then download the World Remit App HERE.
Make your transfer and use the promo code ‘FREE’ to get your first transfer FEE-FREE!

They also offer £5 cashback once you send £50 or more by signing up using refer a friend code MARKT64

Option 2: Ria Money Transfer, Panda Remit, Sendwave & Transfergo

Ria Money Transfer, Panda Remit, Sendwave & Transfergo all work the same way as WorldRemit.

Explore what transfer you may make and what options you have to pick up cash somewhere close by.

Follow this link for Ria Money Transfer, this link for Panda Remit, this link for Sendwave and this link for Transfergo and
This may involve making an account / downloading their app.

Option 3 :

Moneygram and Western Union also offer similar services but can be a little pricier.

Sending Money To A Bank Account Instead

Option 1: World Remit

You can also use the above method to quickly transfer money to an overseas bank account, perhaps to pay for your accommodation or an activity.

For more information visit this FAQs section.

Option 2: Wise (formerly TransferWise)

This another service that also offers bank transfers. If you are new to the service, and follow THIS LINK, you will automatically pay NO FEES on your first transfer of up to £500 (or the equivalent amount in any other currency).
Arguably the best thing about them is that they give you the mid-market rate on the currency exchange, so it’s much cheaper than a traditional bank to bank wire transfer. You won’t need any SWIFT or IBAN numbers, just the name of the account holder, their account number, the bank name and branch location.

Option 3 : Xe Money Transfer or OFX

Xe Money Transfer have a handy app for converting currencies quickly. You can also send money directly through their app. Follow this link to see options.

OFX also offer bank to bank transfer, either through their website or app. Follow this link for more info.

We update this guide every month or so, however, if you have any feedback to help keep this guide up-to-date or make it more comprehensive and easier for others to follow, please Message us on Facebook

Useful Links:

https://en.wikipedia.org/wiki/Chile
Travel Money Tips

ATMs In Costa Rica

ATMs In Costa Rica

Costa Rica ATM Travel Guide

Some ATMs in Costa Rica have a reputation for being unreliable as there can be issues with the computer links, or the machines can run out of money.
Examples being Agujitas, Drake Bay, Corcovado National Park, Osa and Pavones.

If there are no ATMs close by, the ATMs in Costa Rica are not working with your card, or you want to avoid paying ATM fees / make larger withdrawals, check back here for our guide below. It explains how you can send yourself money online and pick it up at an authorized local cash pick up point.

It is a very similar process to buying something online with your debit card and is probably the quickest way to send money to yourself in Costa Rica.

Here are two useful links to find the nearest ATMs in Costa Rica : Visa / MasterCard

Costa Rica ATM Fees & General Information

Most ATMs in Costa Rica charge fees, though we have heard of some cards not being charged a fee with Banco de Costa Rica so this is worth trying first.
Fees are usually around 1,500 to 2,000 Costa Rican Colon, with the standalone machines in shops and tourist areas attracting higher fees and also taking a surprisingly high commission with the currency exchange rate they offer.
You will also probably get charged a fee by your own bank.

Having a Wise (formerly TransferWise) MasterCard can help reduce your home bank fees and gives a great exchange rate on purchases. With their borderless account / card you can hold your money in more than 40 currencies and use the debit card to get your cash out with low conversion fees and zero transaction fees. Click here for more info.

Withdrawal limits depend on the bank, and even vary as the cash point runs low.
They are usually between 100,000 and 250,000 Colon, meaning it may be worth asking around for which cash points handle larger withdrawals.
It’s also worth noting that in small villages, cash machines may have limited funds available.
With the method of sending yourself money to Costa Rica outlined below, you can send much more than ATM withdrawal limits and avoid having to make multiple withdrawals and the associated fees.

Major hotels take debit/credit cards, but cheaper accommodations, tourist sites and restaurants tend to only take cash. In tourist spots you will find that USD is more useful with some places not accepting the local currency. It’s best to have USD as change given will most likely be in Colon anyway.

ATMs in Costa Rica are not generally open 24/7. Many close at 10 p.m.

Unfortunately, ATM fraud in Costa Rica is becoming more common with the introduction of more private/standalone cash points. Stick to ATMs attached to banks where possible and check out our Travel Money Tips for what to look out for and more general information covering pre-trip planning, fees, scams, and general safety.

Getting Cash Without Using The ATMs In Costa Rica:

– Send Money To Costa Rica & Pick Cash Up Locally

With so many overseas workers now sending money home to their families, there are lots of local cash pick up points to collect these funds.

By tapping into this network, you can use your ATM card (debit/credit) or bank details to securely send yourself funds online through a reputable International money transfer service. See below for online services that have partnerships with domestic money transfer agents in Costa Rica where you can pick up your money within a few hours.

This means when there’s no ATM you can still withdraw cash within a few hours, and what’s more, it’s often more convenient, safe and cheaper than paying ATM withdrawal fees.

Costa Rica ATM

Option 1: World Remit

Check HERE to see if there is a local authorized cash pick-up point where you are.
In Costa Rica, this is any branch of Teledolar.

If there’s a branch locally, then download the World Remit App HERE.
Make your transfer and use the promo code ‘FREE’ to get your first transfer FEE-FREE!

They also offer £5 cashback once you send £50 or more by signing up using refer a friend code MARKT64

Option 2: Ria Money Transfer, Panda Remit, Sendwave & Transfergo

Ria Money Transfer, Panda Remit, Sendwave & Transfergo all work the same way as WorldRemit.

Explore what transfer you may make and what options you have to pick up cash somewhere close by.

Follow this link for Ria Money Transfer, this link for Panda Remit, this link for Sendwave and this link for Transfergo and
This may involve making an account / downloading their app.

Option 3 :

Moneygram and Western Union also offer similar services but can be a little pricier.

Sending Money To A Bank Account Instead

Option 1: World Remit

You can also use the above method to quickly transfer money to an overseas bank account, perhaps to pay for your accommodation or an activity.

For more information visit this FAQs section.

Option 2: Wise (formerly TransferWise)

This another service that also offers bank transfers. If you are new to the service, and follow THIS LINK, you will automatically pay NO FEES on your first transfer of up to £500 (or the equivalent amount in any other currency).
Arguably the best thing about them is that they give you the mid-market rate on the currency exchange, so it’s much cheaper than a traditional bank to bank wire transfer. You won’t need any SWIFT or IBAN numbers, just the name of the account holder, their account number, the bank name and branch location.

Option 3 : Xe Money Transfer or OFX

Xe Money Transfer have a handy app for converting currencies quickly. You can also send money directly through their app. Follow this link to see options.

OFX also offer bank to bank transfer, either through their website or app. Follow this link for more info.

We update this guide every month or so, however, if you have any feedback to help keep this guide up-to-date or make it more comprehensive and easier for others to follow, please Message us on Facebook

Useful Links:

https://en.wikipedia.org/wiki/Costa_Rica